Would it be a good idea to consolidate my bank of america student loan to my federal student loan? related questions

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Would it be a good idea to consolidate my bank of america student loan to my federal student loan?1Labz2012-08-08 00:08:45
Do you still have fixed rate ? I would like a lump sum, but his being the consequences of this?
Was consolidating my debt into a Bank of America Gold Option Loan a good idea?1bethany2012-08-10 13:47:02
I consolidate my personal debt to Bank of America " Gold Option Loan " and I do not know if I did the right thing Private Loan - $ 10,100 ... 13% APR Credit Card 1 - $ 6,800 ... 14% APR Credit Card 2 - $ 4,900 ... 0% a year, 14% Credit Card 3 - $ 3.000 ... 0% a year, 14% Credit Card 4 - $ 1,000 ... 0% a year, 14% Total = $ 25,800 The " Gold Option Loan " is the total amount of the previous debt. Loan terms are as follows , 96 months at an interest rate of 16% with NO prepayment penalty . I know what you're thinking ... 96 months wow , I just accepted that the term for the minimum payment would be " low" , but plans to pay more than that (only needed a safety net that is all) . The interest rate is "fixed " unless God forbid you miss a payment, but with automatic bill payment that I do not foresee that happening. It seemed as if they were 1. ) Help me pay my debt faster and 2. ) Make my life a lot easier as monthly payments . Did I do the right thing? Does anyone else have this loan? Thank you ...
Do you think it is a good idea to consolidate your Federal education loan before July 1st?6savannah pitchford2012-10-22 17:19:02
You think it's a good idea to consolidate their federal student loan before July 1 ?
I am trying to consolidate my fiance's student loan debt into our mortgage. Good or bad idea?5Corrine2012-10-03 02:53:01
We plan on consolidating mortgage debt to pay the interest on student loans at a cheaper rate when trying to build a small capital .
IS Citi bank Federal Student Loan a good one?0amie2012-08-07 08:03:02
They have the same reduction to 0.25 % if you automatically refund the original 1% 1% default rate . So what else is the advantage with Citi bank you know? I appreciate your answers. Please NO ADS
Is is it a good idea to consolidate student loans stanford and perkins if i plan on going to grad school?1mine mine2012-10-27 09:05:02
I think I might lose my deferment options . Any idea ?
Is a federal credit union a good choice to consolidate your student loans with?0 〃 Shang . ● 2012-08-22 08:33:03
It is a federal credit union a good option to consolidate your student loans ?
Is it a good idea to consolidate all of my debts with one bank?0SAGAR2012-08-15 15:10:03
Right now I have a checking , savings and credit cards with Citibank. Also I have a discover card should I consolidate my discovery to my Citibank credit card ? . My student loans are also Citibank. I'm scared, and own me, so what's the problem , right?
Is there any way to consolidate federal student loans with a private student loan before the july 1 deadline?0Alihaa2012-09-22 10:39:02
I have three student loans through the federal government ( perkins , federal direct and a "door " - AES loan) . Also I have a small private student loan through Citibank . I want to consolidate all 4 by the July 1 deadline, but nobody will combine private and federal . I have ads in which all seem like scams to me. Financial experts have any idea?
Im a college student-Athlete would it be a good idea for me to get a student loan to buy a cheap car?3Laticia2012-10-27 01:26:03
Ill be a student athlete next year. my school is about 350 miles away from my hometown . Basically , my mom is stubborn and refuses to teach me to drive because he has no patience . so I want to teach myself to drive so that when I go to college I can handle . when you get to college ill be looking for a job. MedlinePlus MedlinePlus With that being said : MedlinePlus MedlinePlus Should I get a student loan so I can have reliable transportation for the next four years ( yes it will be cheap just need transport)
Anyone know of a good bank to consolidate private student loans through?0alberto2012-09-22 19:59:02
I have a little on student loans because I went to a private school some 'm looking for a bank that will allow me to walk away with the lowest monthly payment possible
I have a student loan check that has Bank of America listed as the bank how do I cash it?2Science2012-10-20 22:40:04
I have a student loan check and the bank of the list is the Bank of America . Nowhere leaves me cash and do not want to go to one of those places fast cash because they charge so much money . I can ? Receivables as Bank of America without having to open an account ? If so , how do I do it ?

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