If I was late on a few loan payments at my bank, did they put it on my credit report? related questions

Asked by
If I was late on a few loan payments at my bank, did they put it on my credit report?4bobi2012-11-05 20:45:02
Okay, so I was out of work a few months and I found some late payments on a personal loan with my bank. I was not too bad later , never more than 2 months, and once called himself the house looking for money. If anyone out there know about these things , could you tell me if it affected my credit?
Automatic payments stopped randomly causing bank loan default. Can I get this removed from my credit report?3Josephine2012-10-01 02:01:02
I went to military training for 3 months without access to a phone or internet. Before I set up automatic bill payment on my car loan . This automatic payment was going perfectly for 5 months before I left . Suddenly , I get back to training, and I heard that I pay my loan because the automatic payments stopped , and hit me on my credit report . Is there anything I can do to get it removed from your credit report?
How badly can a late loan payment affect your credit report?4parakeet2012-11-05 03:53:02
I graduated from college last May and since I got a good paying job last fall , I have been actively trying to build good credit . I got my first credit card a few months ago and have been paying all my bills and student loans on time and in full , no problems ... Until now . My mother takes me a letter to Sallie Mae that arrived last month , she apparently misplaced - that says I'm over 30 days late in paying the loan you just kicked in. MedlinePlus MedlinePlus I paid immediately online , 56 days late . It kills me that this is going to affect my credit report (pay only $ 50 per month -argh ) when I have felt so above everything else. How bad will my credit be affected ? Is there anything I can do to mitigate the consequences of this?
How do I remove a late student loan payment from my credit report?6rohit2012-09-06 20:46:03
Hello experts. Unfortunately, I just found out I have a very small student loan dark , which entered into repayment last month and I lost count. I switched addresses and somehow forgot to have them forward the loan to my new address : (So I checked my credit report and is there reported as an adverse account and says TransUnion says he will not retire until 06 / 2014 < br . > However, it seems I've heard of other people getting these things away from his report after paying the overdue amount . Is this something I'm imagining it, or it may actually pay the amount due and then have the error removed from my credit report ? Thank you very much for your help
I was four days late on my sallie mae student loan payment, will this go on my credit report?0New Endless Love,2012-11-04 11:07:02
I've never been even one day late on a single payment , and do not really want this to go on my credit report . My payment is due at the same time every month , and I was in the middle of moving and just completely forgot about it. When I logged online to pay even charge me a late fee . Should have paid more ?
I paid a student loan bill 13 days late. Will that go on my credit report?3Jaimy2012-11-05 01:57:02
I thought I had already paid the bill until I got a phone call saying that AES was 11 days late . I immediately went online to pay electronically , but only accept payment from Monday to Friday , so we ended up being 13 days late ( I tried to pay a Saturday ) . I have never paid a bill late and my credit score is excellent, so I would not have a spot like this in my report. Will this end up on my report ? If so, I can have it removed somehow?
I have a 1 30 day late mark on my credit report in the last 6 months, HOW BAD IS THAT?1alk2012-10-02 07:49:03
I have pretty good credit , but I 'm on my second car loan. First paid on time every month , I messed it about 4 months, I paid the day 31'st ! Was marked ( I checked) but I had four months of " ok " before and 5 " ok " months after state. So how many points is this deduction , any general number ?
Is there a way to have a late payment removed from my credit report?0Minnie2012-11-05 14:45:26
I have 2 payments to my lender that were 31 days late (30+ gets reported). I have tried talking to managers on the phone, writing a professional letter, and offering to guarantee that I refinance my loan with them when my interest rate fixed period ends in a year, and they simply refuse to help me. I am trying to get a home equity line of credit to do some home repairs, and I am finding it nealy impossible to do so with 2 recent mortgage lates. My LTV of over 90% doesn't help things, but if I could get those 2 lates removed, I'd qualify for loans that go up to 100% LTV. If anyone has any ideas or suggestions as to what I can do to try and get those lates removed, I'd greatly appreciate it. Thank you, in advance, very much for your time.
Can I write to a student loan lender with whom I've had late payments and ask them to withdraw my bad credit?0Agent2012-10-05 09:04:59
I'm trying to consolidate my private student loans and I'm being rejected by several lenders because of my credit . A very friendly lender told me it was because I had some late payments with the bank ( Chase ) that is responsible for my federal student loans, but I am currently in a forbearance with (long story ) . Since I'm in a period of indulgence and can not pay because of my economic situation, I can ask Chase to "recover " bad credit that I got in touch with the major credit bureaus ? If so , what is the procedure called , so may the words of my written request correctly ?
Why is my credit score low with no late or missed payments?1Savanah2012-09-16 02:18:04
I always thought that I was aware of my credit . Always pay the bills , never missing or being late. I just checked all three scores and reports . He says he does not have negative accounts . Viewing payment history showing 've always paid on time and never missed once. These credit cards for years to credit cards , school loans recent auto loan , and other small things ( no mortgage ) . But when I checked the results they gave me 649,658 and 678 . Horrible ! 'm Humilated and really upset with myself . I feel that I have always put a lot of effort into making payments. I do not know how to find out what is wrong ? MedlinePlus MedlinePlus I think it balances . My number is 86 % utilization .... as in I have only 14% balance on my credit card on average. Could be the culprit ? I checked my scores to just a couple a couple of years before a car loan I was getting and I was in the range of 832 I think. I can not believe that her rapid drop equilibrium levels . If you only pay the balance to below 30% ( what I read ) that will make my credit score go back up so fast ... or I have to be in the long term for the suffering ? MedlinePlus MedlinePlus Thank you.
Credit Doomed? I never make late payments...?0Evangeline2012-10-04 10:07:27
A year ago I spoke with Wells Fargo on a home mortgage and laughed , basically . I ended up talking to someone and got a loan and a house. Now I opened a bank account with Wells Fargo and I did not realize they were going to open a credit card for me . Well , he refused and I'm so mad! The personal banker I spoke with a woman who talks fast and I have opened multiple (credit cards , etc. ) accounts in the last year and now I'm trying to be careful of any more credit inquiries . ARGH ! I am divorced and I have therefore + $ 6,000 in credit card I'm working and paying my own need to open credit card accounts ( necessary appliances , furniture) , my own insurance policies, etc , which is why it has been so many questions . I have paid off and now fully paid over $ 3,000 on my card $ 1,700 in appliances and furniture for my card in the last year . My plan ( waiting ) clean the rest of the little things at the end of the year leaving $ 6,000 on a credit card and $ 3,000 in another . MedlinePlus MedlinePlus I recently decided to sell my house in hopes of buying a new one. After sold plan to move with my parents until I can get a new place discovered . However, with this latest denial , am I doomed ? Or Wells Fargo elusive institution through loans , etc ? MedlinePlus MedlinePlus Thanks for your help !
How long does it take for your credit score to go back up after a few late payments?6Kia2012-08-31 03:52:03
I have 2 jobs , full one one part-time work . I went to college now paying back that debt has been on my own since 17 and my mother died last year and left me with funeral expenses and help my family. I'm trying my best to stay positive and work hard. I know I'll get to where I have to be someday, but I paid late on some of my cards, rent, etc. Since then I 've taken my working 68 hours per week but because my credit has suffered. I have been constant for about 3 months and now I am at least min. payments on time but it seems it was quick and wrong to take a long time to get back up . Does anyone know any tips or suggestions , I get to him so he can transfer my balances to a card or even get a loan to meet the high interest I pay . I can not keep paying this amount every month I'm killing myself trying to do all this. I have almost 25 years and does not cause life when I'm done with work ..... I'm tired !

Ask New Question  

  • You are not logged in,answer will be Anonymous.Set Nickname | Sign In | Sign Up
  • tags separate by ','
  • Shortcuts:Ctrl+Enter

Latest Questions