Will they imprison me? I have a unpaid student loans, have no job and they are sending me bills? related questions

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Will they imprison me? I have a unpaid student loans, have no job and they are sending me bills?0karen smalss2012-11-01 21:45:34
The send me bills every month. I do not deny this debt. I just don't have the money or a job at this time. Been looking and applied here and there. What's the worst that could happen to me in this situation. Is bankruptcy an option for me? I owe less than 10,000.00 Dollars.
I need financial advice about unpaid bills and voluntary loan default?0lois2012-09-28 21:54:04
If you do not feel like reading my story, skip to my questions below: MedlinePlus MedlinePlus My situation is complex. I filed for bankruptcy two years ago because of thousands of dollars in medical expenses and car repossesion. He was discharged, I was on my way back to the top and then I was fired from my job. With my limited income, I had to prioritize and therefore I had to let go some accounts. Even after almost two years, I have not been able to find a full time job. I am currently working two part-time jobs that do not have health insurance. My priorties were paying rent, utilities, taxes, student loans and my car payment. Now I've reached the point where I can not make my car payments. I have three credit cards, all in good condition, but the low credit limits. I recently had three bills outstanding in the collection. I do not want that to happen, however creditors gave me no choice and hoped I dropped hundreds of dollars at a time, if I was able to do that, there would have been paid in the first place. My problem now is not paying my car payment, when I got to the car, which was employed, since they fired me, I've been struggling to make payments. I do not need the car because I live in a city with good public transportation, but I can not sell, it is not worth what we paid for it and nobody is going to offer the amount you paid for it. Moreover, I can not refinance, I'm still rejected. I tried to seek help from Capitol Auto Finance, but did not offer me any. At this point, I give up, I feel trapped and bad luck. I know many Americans are going through the same situation, but I feel that I am not trying hard enough to get out of the financial mess I was constantly find myself worrying and depressed. Now I worry that I will be able to get a job or an apartment (even though I have never been late on rent or never evicted) because of my credit problems. They offered me a job, but a large contigent on background checks, including checking my credit. Even if I get the job, it will be too late. I manage to put myself in financial ruin again. MedlinePlus MedlinePlus My question is what should I expect from the three unpaid bills sent to collections (there anything I can do about it once they have been sent to collections) and what I expect from my voluntary unpaid loan. My credit score was fine, but when these 4 items hits, will be drastically reduced. How I can improve in the future?
Why are certain companies allowed to only report unpaid bills to credit bureaus but not when you are making...0~{HAPPY FACE!!}~2012-09-13 16:56:03
... payments on time ? Does this seem really fair ? People try to build your credit until they have trouble because they can not get approved for a credit line . I know of secured cards / loans , but why are not these companies that report when you make your payments on time? I say for any company to report unpaid bills / loans for the first time must report to agencies when customers make their payments on time too. Looks like a one way street that is crippling credit ratings peoples.
Will my mom get approved for a Parent PLUS loan if she has thousands of dollars in unpaid medical bills in col?0!!!2012-11-03 17:57:47
I need a little extra funding and my school will not certify private loans. My mom doesn't even pay for anything for me, but they are saying i must try this route first. I do not want her getting approved though!
Will my unpaid and increasing student loans have an effect on me buying a car?2macaw2012-10-10 08:21:03
I have a few student loans off and really has no credit , but I have thought of buying a car in a couple of weeks . Forgot your outstanding loans and credit not important to have an effect on me buying a new car ?
How can I buy a home? What if I have bad credit and unpaid student loans? WHERE DO I START????5e.c2012-10-25 22:51:03
How I can buy a house ? What if I have bad credit and outstanding loans for students ? WHERE TO START ? ? ? ?
Can I still apply for federal student loans if I have lots of unpaid debts?0Curry cat 2012-11-04 01:35:13
I will need to file bankruptcy but also going back to school soon. How will having unpaid debts affect my application for federal student loans?
Can I get a stated income loan with a rating of 710 w/ 10% down and $6000 in student loans still unpaid?6marisa2012-10-23 10:41:03
What do I have to take care before trying to get prequalified ? What will I do? Should I try to pay the first student loan ? Credit cards are paid , no car loan , nothing more . This is my first house . Have you stayed at this apartment . for 7 years . Will you ask for references , if so how many? I am self-employed. Thanks so much! Gap did not even give me a Gap card because of student loans that seems ridiculous given my credit history . Rating will probably be in the 720 or 725 by the time you apply for the loan in three months or less (hopefully ) . And how I can choose the lender ?
Salliemae keeps sending me stuff to consolidate my 4 loans with them, should I?2suzie2012-10-09 19:31:02
I have 4 loans through them - two sub - des and 2 . each is $ 3.5ky has an interest rate of 7.14 % . I have been patient in the last 12 months I have been saving to move. during that time my monthly payment went from $ 145/mo to $ 175/mo . Anyway , have been bugging the hell out of me to consolidate my loans - one of them said something about after June ( or was July ) first I will stop being able to get a fixed interest rate . I have very little knowledge of how this all works , really , so any advice would be helpful.
Is there any real online loans that dont keep sending you to leanders?0Lelu2012-09-24 16:59:03
I've been looking to see if there are any online real loans to keep sending you Leanders different and yes I have a workplace and the bank account
I want to know how America secures from terrorist while sending cash loans to developed country?1beena2012-10-27 11:08:45
I want to know how the U.S. ensures terrorist to send cash loans to developed countries ?
Can I get help consolidating my bills. I still owe my student loan and irs and medical bills.?0Hol2012-10-10 16:45:40
I can get help ? Consolidation of accounts. I still have my student loan and the IRS and medical bills . ?

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