Should I file for bankruptcy or do debt consolidation. I have $42K in cc debt + my car, house, i cant keep up?

Answers:0   |   LastUpdateAt:2012-10-26 04:00:43  

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katniss
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I have $ 42K in cc debt with an average of about 14 % interest. Other $ 10 0% financing on things , mortgage of $ 1,400, and $ 330 car payment , $ 650 payment of student loans, and another $ 2K in bills each month . Due to the new guy and since almost half of what I did because of the sudden change at work , I can barely pay the minimum I need more just $ 1K toward my debt each month . I stopped spending money on anything but the interest and the amount of debt is killing me , and I'm sure the credit card companies are waiting for me to miss a payment default me to 33.3% of interest . Please do not guilt trip on the amount of debt , I got stuck with a lot of it after a divorce two years ago and I do not even spending !
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