Credit score question!?

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Okay so I started my credit a year ago ( im 21) during this year I had two telephone companies , a car loan , and a secured credit card with a limit of $ 300. After a month i full credit card , but you pay the minimum each month (despite maintaining its use , but never came close to the limit) and have never been late on any other payments ( phones and cars ) . A few days later I checked my credit card and was at 550 . I recently found after canceling a phone company and I paid off my credit card in full . My question is if I can keep doing my other payments on time and have to say only $ 50 and pay off the credit card each month of how much it would raise my score within 6mos to 1 year? MedlinePlus MedlinePlus I apperciate the responses .

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