I am trying to build my credit at 19, should I apply for a secured credit card or a secured loan?
Answers:0 | LastUpdateAt:2012-11-05 14:07:02
I have no credit history , but I am very responsible and I have a good job , while being a full time student . I've been doing research for the last few hours and see that a secured credit card is my best bet. I would make the payments on time , complete, and do not mind paying the annual fee , I think it's worth . MedlinePlus
MedlinePlus
However, my union bank offers a secured loan ( that do not offer a secured card , which are small and private ) MedlinePlus
MedlinePlus
So one must ask ? :/
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Question:I am trying to build my credit at 19, should I apply for a secured credit card or a secured loan?