Husband hasn't paid for mortgage in 2 mths. what the mortgage company said to us is "Once we receive and begin

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your application and documents we request, some of the options that may be available to you include : MedlinePlus Repayment plan, loan modification, short sale , Deed in lieu of foreclosure . " I know you have no choice , but can someone explain to me what is the way forward ? Mortgage Co budget request form , income , and a letter explaining our situtation .
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