What to include in Chapter 7 Bankruptcy? related questions

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What to include in Chapter 7 Bankruptcy?0Jaci2012-10-15 00:53:45
I am filing bankruptcy on my own, and I've managed to find most everything. I'm confused about one thing , and I hope someone can help! MedlinePlus MedlinePlus When I enter my guarantee, non-priority debts , one of them says this on my credit report : MedlinePlus " Account charged off . $ 2,083 written off . $ 2,045 Past due course." MedlinePlus Does that mean that the total demand is $ 2,083, $ 2,045 , or I can add those numbers together ? MedlinePlus MedlinePlus And while we're at it , I know that my student loans can not be discharged, but I have a list somewhere that I owe . Are those unsecured priority debts ? Or is that being on the list , in the absence of priority with everything else ? MedlinePlus MedlinePlus Any help would be greatly appreciated!
Does chapter 7 bankruptcy include my cash store loan?1kiearra2012-09-30 03:00:03
im filing for Chapter 7 and owe the cash shop is clean that too?
I am preparing to file chapter 7 bankruptcy- can I include a payday loan taken 2 months ago?1llllji8kk2012-09-12 01:14:04
I live in Ohio and I have read about the new law and I 'm confused - under limited luxury good 310 sec says " cash advances aggregating more than $ 750.00 that are extensions of consumer credit under a plan end credit facility obtained by an individual debtor or within 70 days before the order for relief under this title , are not supposed to downloadable " . I took the loan on August 9 and I have the intention to October 4 to avoid a court date Oct. 5 . to be within 70 days . MedlinePlus This is not a closure plan to open credit does anyone know if you can dischargedl ? If you can not , does anyone know if it will be forced to return the money at once or I can make the payments ? MedlinePlus MedlinePlus THANKS
My mother co-signed a loan for me. I had to file bankruptcy but did not include the loan in the bankruptcy as ?1- Love Lock closure scared '2012-09-19 01:53:05
part of the payment plan . I paid out of bankruptcy . In fact , I was worth . Is your credit affected by bankruptcy filed because his name was on the loan ?
I am looking into filing for bankruptcy and have a car loan that I'd like to include.?1diego2012-10-23 21:39:52
My husband is in the title with me , but not on the loan . It will not be filing for bankruptcy . Still I can submit this?
Can i include a payday loan and a second lien on my car in bankruptcy?0Furqan2012-10-07 21:16:03
I originally took out a payday loan and auto loan pair pair of enrollment (second liens ) because we were going to leave and we had to find a place to live quickly. I was hoping to pay these back, but I lost my job and now owe thousands of dollars . If I file for bankruptcy in Arizona , I can include these loans ? ? Will I lose my car if I do? PD still I have the original lien my car too.
Can I include money owed directly to a college bursar (not student loan) in my bankruptcy?1Emanuel2012-10-27 05:51:46
I'm being sued by the University of Indiana for $ 7,000. MedlinePlus I recently decided to file for bankruptcy . MedlinePlus MedlinePlus I am aware that government loans or private student are automatically excluded from a bankruptcy . MedlinePlus MedlinePlus inclue makes the money I owe directly to the office of treasurer for a semester of college classes? MedlinePlus MedlinePlus May be included in my bankruptcy ? MedlinePlus Why or why not ?
How much will i Owe on car after chapter 13 bankruptcy?0shkhan2012-08-26 10:53:03
I understand that if you file Chapter 13 bankruptcy can put down your car payment to what the car is worth I am upside down in my car loan for a $ 8,453 negative equity No distributor would change by less than a car and I did a chapter 7 due to the loss of my previous job no bank will refinance me or give me a personal loan that is why my fascination rate is soaring by 23 % the payment is $ 418 for 2010 Verso Nissan I 'm discouraged , but doing my research is that I do not want to pay lost my job that allowed me to pay a lot of money to spare, but I lost that job and get paid unless payment is difficult to maintain that I have had the car to 10th over the interest payment was to say I only paid $ 448 on a $ 15,000 balance modes in three years when I file bankruptcy you may owe on the vehicle I mean the car's value has plummeted
Chapter 7 Bankruptcy - What to do With My Car? PLEASE HELP!?0bkay2012-10-16 02:16:19
I filed for Chapter 7 bankruptcy ( pro se ) about two months ago . In my statement, I said " reaffirmation" , as they covered my car loan . At the time it was filed , it was a month behind in payment. I intend to rectify the defect so that the current loan, but the day after my meeting 341, the creditor filed a motion to lift the automatic stay . In an attempt to curb any possible repossession attempt (yes , I admit ) , I created my own reaffirmation agreement and sent it to the court , the creditor and creditor 's attorney . They have since filed an objection to the assertion (think ... ) , and the hearing is scheduled for later this month. I realize the agreement unenforceable because the account is delinquent (now for three months ) . Here's my question - what do I do ? I know that if I have a chance to hang in the car , I have to take my checking account, but it is almost impossible to get three months worth of payments in one go . Does the lender accept anything other than a lump sum to bring my current account (ie , a partial payment per week ) ? Does anyone have any experience with this? I have an old ( but nice) car that has a retail value of about $ 6,000 ( present value of about $ 3,000) , so I'm pretty sure that the creditor is not exactly eager to send the repo man out after 10 years of age , vehicle that value. Any advice would be helpful , and yes I realize it's my own fault for the delay , so please refrain from reminding me of that fact. I'm looking for constructive solutions and practices here . Thank you !
Chapter 7 Bankruptcy?0janille2012-10-11 23:38:21
Can you file ch . 7 bankruptcy in Cash Advance / Payday Loans ?
Is there something better than chapter 13 bankruptcy?4LEXI2012-11-06 04:43:03
I have allot of department because of a car accident . I have hospital bills , medical bills , student loans , two credit cards , a personal loan and a car loan . Now my credit is really bad . MedlinePlus MedlinePlus All together , my department is about $ 46,000 .
Chapter 13 bankruptcy?0Fauzi2012-09-30 09:45:02
The question here . I will be filing Chapter 13 bankruptcy . Because helping others out ( by the goodness of my heart) and not repaid on any of my money , can not keep up with the bills. I'm not proud of it because I'm young and should not be in this position . But I can put my car there and I 'm doing what I have to do to get rid of my debt . My question is . If you have loans with collateral , is part of the interest will be taken off loans ? Do you negotiate with creditors to reduce the current bill . For example , I took a loan from a financial institution for about 6500.00 . My bill is currently 15,900.00 . The interest rate is very high for a period of 5 years. I felt cheated, but also seriously needed the money . Will you negotiate to lower the interest rate so you do not have to pay all this back . Another question , I know that the payments are based on disposable income once a month . Is there a limit that you can take . I live in Louisiana .

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