I was four days late on my sallie mae student loan payment, will this go on my credit report? related questions

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I was four days late on my sallie mae student loan payment, will this go on my credit report?0New Endless Love,2012-11-04 11:07:02
I've never been even one day late on a single payment , and do not really want this to go on my credit report . My payment is due at the same time every month , and I was in the middle of moving and just completely forgot about it. When I logged online to pay even charge me a late fee . Should have paid more ?
I paid a student loan bill 13 days late. Will that go on my credit report?3Jaimy2012-11-05 01:57:02
I thought I had already paid the bill until I got a phone call saying that AES was 11 days late . I immediately went online to pay electronically , but only accept payment from Monday to Friday , so we ended up being 13 days late ( I tried to pay a Saturday ) . I have never paid a bill late and my credit score is excellent, so I would not have a spot like this in my report. Will this end up on my report ? If so, I can have it removed somehow?
How do I remove a late student loan payment from my credit report?6rohit2012-09-06 20:46:03
Hello experts. Unfortunately, I just found out I have a very small student loan dark , which entered into repayment last month and I lost count. I switched addresses and somehow forgot to have them forward the loan to my new address : (So I checked my credit report and is there reported as an adverse account and says TransUnion says he will not retire until 06 / 2014 < br . > However, it seems I've heard of other people getting these things away from his report after paying the overdue amount . Is this something I'm imagining it, or it may actually pay the amount due and then have the error removed from my credit report ? Thank you very much for your help
How badly can a late loan payment affect your credit report?4parakeet2012-11-05 03:53:02
I graduated from college last May and since I got a good paying job last fall , I have been actively trying to build good credit . I got my first credit card a few months ago and have been paying all my bills and student loans on time and in full , no problems ... Until now . My mother takes me a letter to Sallie Mae that arrived last month , she apparently misplaced - that says I'm over 30 days late in paying the loan you just kicked in. MedlinePlus MedlinePlus I paid immediately online , 56 days late . It kills me that this is going to affect my credit report (pay only $ 50 per month -argh ) when I have felt so above everything else. How bad will my credit be affected ? Is there anything I can do to mitigate the consequences of this?
Is there a way to have a late payment removed from my credit report?0Minnie2012-11-05 14:45:26
I have 2 payments to my lender that were 31 days late (30+ gets reported). I have tried talking to managers on the phone, writing a professional letter, and offering to guarantee that I refinance my loan with them when my interest rate fixed period ends in a year, and they simply refuse to help me. I am trying to get a home equity line of credit to do some home repairs, and I am finding it nealy impossible to do so with 2 recent mortgage lates. My LTV of over 90% doesn't help things, but if I could get those 2 lates removed, I'd qualify for loans that go up to 100% LTV. If anyone has any ideas or suggestions as to what I can do to try and get those lates removed, I'd greatly appreciate it. Thank you, in advance, very much for your time.
How will being over 60 days late on student loan affect my credit score?1Ashley's Dad2012-10-24 21:33:02
I did not know that it started sending electronic statements and only had to investigate to discover that. When I entered the site and put in my info , put it until my bill was due on 1/5/08 ( now is 03/07/08 ) and now owes $ 803. How can you just stop sending paper statments without notifying me first? I'm building a house and I know this will affect my credit because in the last "online " The statement says that the account is seriously deliquent and are reporting to the credit bureaus . ? I can doubt it? HELP ! !
If I was late on a few loan payments at my bank, did they put it on my credit report?4bobi2012-11-05 20:45:02
Okay, so I was out of work a few months and I found some late payments on a personal loan with my bank. I was not too bad later , never more than 2 months, and once called himself the house looking for money. If anyone out there know about these things , could you tell me if it affected my credit?
Sallie Mae Private Student Loan Payment Advice?0Odette2012-08-21 15:39:04
Hello , I am writing to get some advice about my monthly payments to Sallie Mae . MedlinePlus MedlinePlus Currently I pay $ 841 a month and just bring an annual salary of less than $ 35,000 a year. I tried to get different payment plan options with Sallie Mae however, claim that this is the lowest monthly payments I can go because I owe about $ 110,000. The problem is my monthly payment of $ 841 is the amount I am obliged to pay for two years after my payments will go up to $ 1,213 for 158 months, which is the remainder of the loan repayment time . MedlinePlus MedlinePlus Now my problem is that I am struggling to pay the $ 841 and you're at full financial risk when its going to $ 1,213 a month. When I called Sallie Mae recently telephone representative . said the only way for me to get Sallie Mae to lower my payments and work with my income would be for me to get my loans fall in collections. MedlinePlus MedlinePlus So now I wonder what would be a good idea to let loans are divided into collections or I will throw more off track financially ? Also about how many months behind in payments would need to send my account to collections even
I have a 1 30 day late mark on my credit report in the last 6 months, HOW BAD IS THAT?1alk2012-10-02 07:49:03
I have pretty good credit , but I 'm on my second car loan. First paid on time every month , I messed it about 4 months, I paid the day 31'st ! Was marked ( I checked) but I had four months of " ok " before and 5 " ok " months after state. So how many points is this deduction , any general number ?
How many days late on a car loan can U B b4 they repo your car in the state of California?0Coco2012-08-27 00:54:23
I'm paying my car on Friday night and on 5 October my car note would have been 30 days late . The problem is that I am being harassed by my car collectors . The has been calling me all week and I keep telling them Friday. They want to give them a later date I'm sure as hell not . Anyway most people say that if he could come by my car , but most likely they want until 60-90 days late. in most states . MedlinePlus MedlinePlus Is it a law that applies to California as well. Do I have 60-90 days. I dont ever remember being harassed in this way and its very nerve racking hardly come to work this morning behind this madness . Tomorrow I pay bills online Whacovia Bank for last car note and pay only one in October . MedlinePlus MedlinePlus So they're coming for my car because I had to premium phone to the person to talk to me I did not understand crazy as Friday. MedlinePlus Not to mention the last time I was really late in 2005 I had to pay an amount due late last 30th .
How many days late on a car loan can U B b4 they repo your car in the state of California?0Larr2012-08-12 00:50:02
I am paying my car note late on Friday and Oct. 5 my car note would have been 30 days late. The problem is that I am being harassed by bill collectors of my car note . The has been calling me all week and I still say that on Friday . They want me to give them a date checkpoint Im like course not. Anyway most people say yes I could come to my car, but chances are you want up to 60-90 days late. in most states.
My Credit card co. decided to do a permanant percent of 25% from my paying my card nine days late.?0buggy2012-10-15 12:01:57
I feel like I'm stuck . But I am a true believer that if there is a will there is a way . There must be some way I can get going again. Creditors were very rude and had no plans on how to help me anymore jsut bc I paid a few days later . This really dosent feel good. I do not know if I should refinance my home and lowerd interest rate along with a loan to pay off my car and two credit cards . I have no idea what to do .

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