I need advice anyone? positive honest advice thanks? related questions

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I need advice anyone? positive honest advice thanks?1ouraclnd2012-10-10 12:14:03
Okay, so now iam a college student , and I am at a crossroads if I sell my car and move to Boston and just restart my life.Or stay where iam least another two years and finish my degree and my pre reqs - well i can apply to dental / pa school.I wanted to move and go to Boston University and finish my degree but iam sure of the cost .. and if it is even worth it .... I am very unhappy where I am , but regardless if I walk away or stay still I have to work to make ends meet in my own.So wondering if I can get honest advice about the others who were in a similar boat ... MedlinePlus MedlinePlus MedlinePlus and note, I'm going to school now cheap enough where I have to get any debt student.loans or so ... I'm not sure what to do .
I am barely making ends meet on my income and I need positive advice.?1mustang2012-09-04 01:14:03
I have been separated for three years with my ex and went through the difficult times . We have 4 children without education I can not go to school can not afford childcare, student loan indebtedness 'm past my wages are being garnished and I claim to be . I feel frustrated my income is $ 1500 per month and my ex now leaving 4 children we have together part-time so you do not have to pay child support , but I 'm just doing economically between rent , car insurance , the car notes , payment of child care and the list goes on I Dont Make me enough negative between 300 and 500 dollars a month you really do not know how I'm doing . My ex will not help and it is good we have joint custody . I can get a second job that would defeat the purpose to pay more in child care . I really dont know what to do I dont qualify for any work or welfare Cal . I'm at my end with this, I thought about asking my boyfriend for help , but I can not do that , what I can do any advice?
Does anyone have any advice on consolidating PRIVATE student loans? I'm having bad luck and need some advice!2anglo2012-08-13 18:55:36
Does anyone have any advice on consolidating private student loans ? I'm having bad luck and need some advice !
I need financial, debt and student loan advice (or where to find how to get advice)?0Edric2012-10-11 00:51:13
This is long and complicated and I'm sorry, but I am in desperate need of help because I'm so overwhelmed. MedlinePlus MedlinePlus I graduated from a public school in December over 80K in private and government student loans (It was so loud because where I went to school, the cost of living is very high and for most of the time I could not get donations). In January, I moved to another state with my husband to find work. We had enough money to last out there for about 5 or 6 months with the hope that this gives us enough time to find jobs. Through circumstances beyond our control we ended our last two months can not pay any of our bills for not having a job despite not being picky about where you applied and spend every day for completing applications and presentation resumes. We had to move back to the state where our families live and are now living with my husband's parents as we try to pay our debt, fix our credit and even save some money. MedlinePlus MedlinePlus Under normal circumstances, I am very good with the accounts. I set alarms to remind me to pay and I had no problems until it became financially unstable. Suddenly we are on the verge of becoming homeless due and all kinds of things ... especially since my student loan deferments are upstairs. I sent paperwork to try to obtain indulgences for loan delinquency (private I have leans across three different places, and government loans through 2 because my original loan instead committed a government loan seconds to a different place. Difficult , I know). Now they are all saying "We never received any documentation", but I have proof it was sent, or tell me "These documents are not valid because the law changed and we need to submit new documents." Documents sent three months ago! Why are you telling me this RIGHT NOW? Ugh. MedlinePlus MedlinePlus So originally going to file papers saying they have no income or job. But a stroke of luck brought me a job. The pay is not what it should be, but my debt stacking and the fact that it is a job to do something I love, I took it. My husband, however, is still struggling terribly with the job search. And now I do not know what to do with our debt and my student loans and how to fix our problems and bring us back to the path of financial stability. MedlinePlus MedlinePlus I have the 80k (total between 7 different accounts ...) in student loans that are behind. I have an outstanding debt to a utility ($ 200), ISP ($ 200) and the rate of transfer of contract of the apartment they had rented ($ 760), the credit card debt that is 2 months late ($ 2,500) and a personal loan that I had to take to fix my car damaged ($ 3,500). As of now, we have no monthly bill, except a bill auto insurance that comes in the third week of September and we have to be able to pay about $ 100 to $ 125 per month on gas. I only make about $ 1,600 before taxes and since I live in CA I will have a lot of taxes taken out of it. Because I have so many bills to deal with, I feel totally overwhelmed and have no idea where to start or what to do. My first paycheck is coming and I pay a lower debt with the majority. But again, overwhelmed and do not know what to do. Any help I magic. Thank you!
Advice needed! I have no savings but would like advice on whether to rent or buy under current conditions?0almost there2012-09-07 06:25:15
Basically , I have no savings, but not bad and win a wage when the bank the other day to a separate topic advisor mentioned (obviously , in your sales pitch ) that she had just checked , and the bank was willing to offer a loan of up
I have a payday loan & need some advice on repayments. Can anyone give me some advice.?5co2012-09-28 21:46:03
I have a payday loan and now I'm experiencing some problems. I borrowed
Foreclosure advice (Kentucky): Need to know where to turn for advice?0keke2012-08-28 21:30:03
This is for my friend - not me. But I do not even know where to begin to help you find answers. She was in a long term relationship with another woman. They had been "married" four years ago. She moved to the woman's house. It refinanced the house and put fully on behalf of my friend. Now, four years later, suddenly dumps his girlfriend and begins to leave the house. MedlinePlus MedlinePlus The bride is living in the house, not pay the house payment, my friend is receiving legal notices of foreclosure. She can not afford the home itself and no credit to refinance or anything. It is my belief that they owe more on the house than it's worth. They tried to sell the house a year ago and failed. The house is currently on the market, but probably not selling - or not selling for the money you owe. MedlinePlus MedlinePlus The girlfriend lives there with her adult daughter. They pay nothing for all we know. All utilities are also on behalf of my friend. The two vehicles, both are operated on behalf of my friend (my friend's car and his girlfriend - my friend is going to keep your car and the bride wants her to keep driving). They also have loans and credit cards together. MedlinePlus MedlinePlus Their marriage was (of course) to a legal (we are in Kentucky) and had no legal documents that deal with all kind of break. I say my friend needs to talk to a real estate attorney at least. MedlinePlus MedlinePlus Has anyone been in a situation like this or have any suggestions on where to go for advice? MedlinePlus MedlinePlus What I think: MedlinePlus MedlinePlus 1. I think my friend has to prepare a paper on the house that says if the house sells for more than you should, they split the extra 50/50 (this will never happen in today's real estate market). If the house sells for less or is taken by the bank must divide the amount due 50/50 and pay. MedlinePlus MedlinePlus 2. The bride has to find a way to (A) pay the car loan for the car you want to keep or get (B) the car loan in your name. MedlinePlus MedlinePlus 3. My friend's girlfriend has to sign a piece of paper on earnings stating that it will pay until you leave the property. Thus, if not paid, I think my friend could take her to small claims court. MedlinePlus MedlinePlus More information (sorry so long): My friend has declared bankruptcy in the last 10 years, so that is not an option. She also makes very little money and have a child to support itself (not receive alimony or other assistance). The bride has more money and have more education than my friend. The bride also has not been kind during the break. He has cheated me in a trade agreement before and I have no doubt she would lie, cheat and steal to protect themselves and get out of paying money. MedlinePlus MedlinePlus MedlinePlus So that's the background. What would you do? MedlinePlus
I need some advice about apartment hunting & budgeting. Anyone have some advice?0bunni2012-09-21 20:20:05
I'm thinking of moving from my parents' house and renting an apartment . Currently , I'm making $ 13 an hour before tax , although that may be going a little early . I am working in Madison , Wisconsin , but now I'm living about 60 miles away and traveling every day . Obviously , gas costs are great and as they continue to rise, will not be long before it is not feasible at all. MedlinePlus MedlinePlus I have to pay about $ 260 a month for student loan payments , you'll pay about $ 50 a month for a cell phone , and will take on my car insurance soon, but do not know how much it will be yet. I probably want at least a basic Internet access and cable in an apartment MedlinePlus . MedlinePlus I also need to know how to find an apartment . I lived on campus when I went to college in Green Bay , so I do not have to worry about searching . What is an acceptable amount to pay monthly , especially since probably live by myself ?
Need Advice :/ Mens advice would be nice!?1Allison Anderson2012-08-27 10:11:03
Ok, so here goes ............ MedlinePlus I've been with my husband for 10 months living together for 5 months (yes, I understand that it was moving very quickly, but everything seemed so right). So far we have gotten along surprisingly well and I could not ask for a better relationship. We still do not yet have a single fight. A few months ago I decided to be a housewife and my man covers all bills and our house and cars are paid off. The bills are all we have cell phones, car insurance, and soon to be the repayment of a student loan. I have a 17 month old, from a previous relationship and has two children aged 13 and 10. We have not really talked about money and I've been doing out of my savings and will be fine once the child support battle with my ex is over (I'm not currently or has received support). Long story short I have a friend (bi sexual friend) having a lingerie shop she just opened a few months ago. She asked me to model their stuff in a local TV program he did and of course it was delited. He also asked me to model in their catalog list also did and had a lot of fun. This friend of mine in the past has expressed interest in me sexually, but I'm not bisexual, and not interested in that. I am also very committed to my man and I honestly believe that I will spend the rest of my life with him. My friend asked me to work part time in his shop and I accepted because I did not want to send my son to daycare to work full time and this way I can have my mom a few hours he would be working. My man is not happy with this, but for me to make my ends meet I have to have some income. So I had to help organize a party tonight lingerie / toy with this girl and one of her friends and then go out for drinks after. I asked my man today if it would be okay with him and he basically said no and then went on to say that he knows if nothing has happened between this girl and I something going and I will not be able to tell. Do you really trust me this small? He said we had to talk a little later. I think this is probably going to be our first arguement. Are you making a fool? Or am I? Advice would be nice.
I need serious career advice...Please help. I really need advice.?0Johnathan2012-09-21 02:30:02
I have 26 years and only take a Diploma . I am also holding a job of sales / marketing now . MedlinePlus MedlinePlus MedlinePlus I'm deciding below 2 options - MedlinePlus MedlinePlus 1. I quit my current job and sign up to be an air steward for Singapore Airlines and stay there forever . Singapore Airlines enable male managers to stay until age 50 . The pay is pretty good . Savings accumulated during years of flying and riding a small business when I retire MedlinePlus MedlinePlus 2. Go to a local university and take a degree. But I would have to take a bank loan . Get the degree , update myself, get a better paying job now and climb the corporate ladder for the rest of my life . MedlinePlus MedlinePlus MedlinePlus If I take option 1 , there are consequences . MedlinePlus If I leave the job of cabin crew halfway to find another job , there will be very limited choices of jobs as the skill set for the cabin crew is limited. MedlinePlus MedlinePlus But if I take option 2 , which will repay the loan after graduation all my life . MedlinePlus MedlinePlus MedlinePlus What path will lead ?
Need help and advice!!!?1Sweet Cheeks 2012-09-26 06:32:05
Good morning everyone MedlinePlus MedlinePlus I need some help I need to come with cash as soon as possible and the only option we have is a loan shark or any other place where I can get a huge sum . Seeking to $ 20,000. Please let me know what I can do or is there someone you can refer too, which really help me a lot . Also let me know if there is a lender and a loan shark out there that can help me . My credit score is normal and I will pay anything for % APR and will also be worthwhile. I'll deal with that person . Serious inquiries only please MedlinePlus MedlinePlus Thanks really appreciate it
Looking for some advice here.0Shealyn2012-08-31 01:14:05
I'm a little lost here. I have 36 SWM and feel like shit all the time. I used to exercise all the time, but no longer, and now I'm about 6 '195 lbs. This is not my only concern, there are plenty of things that annoy me. I only owe 47K in my house. I have to do a lot of things to finish. It will be worth approximately 225K when done. I say another 20K on it and go. The problem is that I have 14K in credit card and do not seem to be getting the things I want in life. I was a pharmacy in college, but put off because Pharm School is only full time plus some of my classes are a bit older and can let me retake them. My job is not bad, but not what I want to do for the rest of my life. This is what I'm thinking of doing. I want a new little black convertible, I want my teeth fixed. I'm talking about 10-15K in veeners, I want my house finished, I want to get back in shape and I'm thinking about going back to school and get a master's degree in computer science. Something that I enjoy too. What it is, is that I do not want to accumulate a larger debt. I was thinking of ending my house and rent some rooms for students. It would take about 750 to 800 a month extra. However, I am lost and feel like crap. Should I refinance my home for 100K and get everything you want to just wait and wait out the years until you can get the money? Should I rent rooms? Should I go back to school? I like 47K at this time, but right now everything extra goes towards bills or fixing my house. I was imprisoned six months in jail for a second DUI and spiral seem since. But when MedlinePlus I was sitting at that 6 x 9 told me that no matter possessions and I just take risks and live as I want. I'd like to take a loan, finish my house, fix my teeth, get the car I wanted and go back to school. However, when I left, and I find myself doing the same old thing. Spending little attention to what I want and focus more on making sure everything is paid and the creation of a debt-free future for me when I get to about 50. Who knows he could die 50 nobody knows. So anyway, should I say screw and get the things you really want or should I continue working towards a debt free 50?

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