Are banks allowed to charge you a late payment fee when it has agreed to defer your repayments for a set term?

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I have a personal loan with a bank . I am obliged to make monthly payments on this loan . MedlinePlus MedlinePlus At my request, the bank agreed to defer my payments for several months . They charged me late payment fines each of these months . MedlinePlus MedlinePlus No informed me that I would be charged these fees . He was , however , aware that missing a payment incurs a late payment fee . MedlinePlus MedlinePlus I wonder , is the bank may charge me fees "late payment" for missing a payment date for a payment that was not required to do so ? MedlinePlus MedlinePlus In addition , the bank is required to inform me that the agreement entered into , for example, to postpone payments , require you to pay fines for late payment ?
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