Whats the best time to refinance my auto loan?

Answers:0   |   LastUpdateAt:2012-10-04 17:22:46  

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janille
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Ok , so I have a $ 23,000 car loan , and trade in value ... my vehicle now stands at $ 11,500 I am "upside down " on the loan as it is referenced. I'm doing my best to repay the loan to get it, but I wanted to know how long I have to wait to try to refinance the loan with a better interest rate ? My current loan is a rate of 7.05% for the new car, and my credit score is 730 . I've had the new car for about 9 months. In addition, refinancing hurt my credit ?
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