I want to bring my credit score up.? related questions

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My current experian credit score is 637. If i finance a car loan will it bring my score up?7lindaprice2012-10-24 16:47:03
I just got approved for two department store cards and was rejected by one or two large . I know the fact that lenders are reviewing my credit score affects , but with the car loan will make the score down ?
How to bring up credit score?1Michael Turner2012-10-08 10:52:02
My wife had a bankruptcy discharged 3/06. Your credit score is currently 717 Experian , 674 Equifax , Trans Union and 723 . It currently has a credit card with a balance / limit of 1000/1500 . and three store cards 0/ 500 and 130/500 and 800/3000 (which is how she has brought her score up where after bankruptcy ) . She also has several student loans and a car loan . She is diligent in paying all the time , in cc pays more than the minimum . I have also loans and cc ยช . My total debt is cc 2661/2800 , 332/500 , account 940/closed , 379/closed account . She is diligent about paying all those above the minimum . My credit is slightly below it ( 674 671 708 ) , because some payments due before we met. I recently paid 3 cc grand total of around 5000 , however , the closed , what I'm learning now was a mistake.We want to get another card to transfer balances ( with a lower interest rate ) and have one monthly payment. I can not get another card because they say my balance / limit is too high . She has been unable to get another card for bankruptcy under his belt , however , it is now important to shop and cc cards from Bankruptcy . We want to buy a house in two years , therefore , pay cards and raising scores.Does anyone have any suggestions about our qualifications bringing even more , the way to get another card to transfer too, etc. We have paid cc debt in 12-18 months, regardless of the transfer. Should we keep the accounts held ? Any info would be great ! Thanks in advance .
I want to bring my credit score up.?0Ashbu2012-10-01 06:17:03
My score is below 600 on the 900 is that I owe on a student loan , 2700 for a personal loan , 240 in CapitalOne credit card , 340 card at Walmart , 19,800 on a car loan with a rate of int 10 , 5%. And my sister has a phone in my name and is therefore delinquit 477. What I can do to increase my credit and less than the rate of int in my car .
How long will it take me to bring my credit score up?1Gerri2012-10-10 01:08:03
I recently went to get a car loan and learned that my student loan instead sent me to collections (unbeknownst to me , I thought my credit was still deferrment ) . Anyway , slashed my credit score . I put my automatic debit payments now so that payments will not be late again . How long will it take for my score to improve ?
Now that I have taken control of my credit, is time the only thing that will bring my score up?0remae2012-09-09 14:58:02
No payment have lost more than two or three years . I have only a $ 500 limit on my card secured and never keep a balance in that, and I have several loans, mostly student loans and my car recently opened. ( Dad co - signed ) The balances of these are relatively high compared to what is opened ( about 90 percent is ) I'm paying as much as you can. MedlinePlus MedlinePlus Anyway I did some stupid things and opened several credit cards in shops when I was 18 and got into my head in college . All were to be collected in 2007. I paid the bills for collections that are not on my credit report . Reports show still 120 days past due but all ended in 2007. I took a lot of hard questions recently , when I opened my car somehow the dealer ran my credit on five occasions . (Once your bank , four of them , scolded them for it. ) MedlinePlus MedlinePlus Anyway. My score still varies from high to low 500,600 . Is there anything else I can do to bring besides paying for my current student loan debt ? (I've also played all the information inaccurate . ) Or do I have to wait only four or five years for negative information to the fall of creditors and funders to see that I am responsible now?
How can my husband and I bring up our credit score to refinance in about 9 months?2Calasia2012-09-20 05:42:02
My husband half credit score is 599 and mine is 587. We bought a house in November 2006 . ARM is a 80/20 loan which means our payment will go up in November 2008 . We both have a lot of freight concessions and collections of previous divorces , but we paid a part and are working to pay othres . They have told us that when refinancing only watch the last two years . Is this true ? We have heard so many different stories from lenders and we are really confused . Is it impossible refinace scoring so low. I do not understand is that we have paid the mortgage on time every month and also our car payment , but does not seem to help either. What can we do ? Please notify the two .
Whats the quickest way to bring up my credit score? mine is terrible and im not sure why? i have three credit?0Jarrad2012-08-26 14:46:17
letters that I have never been late for a bank loan guaranteed 've never been late on, and a new car so it was new two years ago , I have never been late on, there are some negative marks on my credit and have law lexington working in removing those . but my score does not seem to come up ! What I can do? I am a responsible , trustworthy , hardworking and I have a credit score toilet!
Auto Finance inquiries, how much does it bring down my score?0sharon ashford2012-11-02 13:21:29
I had my credit ran about 4 times when I was shopping around for a car loan , how often lower my credit score ? I did this in a span of two weeks .
How can I bring my credit card payments into one?2ashley --- HELP PLEASEE!!!2012-09-27 23:58:03
Between my husband and I have like 6 credit cards. I want to know if there is a way to pay off some of the unbound. It only really sucky with high interest rates . This is probably a total of $ 6000, but if I could just pay a few this help . I do not think I can get another credit card and transfer balances . Is it possible to get a small loan for this?
Bring my own Credit reports to get a car loan?2Daylon2012-09-29 21:30:03
I have 24/7 access to my credit report and my results, a bank will be able to use my credit report that print more than my grades , instead of running down there on my score report and an inquiry ? I paid for this service to see my report and the results , why do you need to run a report .
How to bring up my gpa?1MA;IBONGWE2012-09-27 14:30:05
Okay so basically , my average is low . I messed around my freshman and sophomore year and a bit in my first year . I will be a father when school starts and I 'm trying to do my average of at least 3.0. I'm doing my best to get into the USF , FAMU and UCF . I am currently taking online classes right now during the summer . Last time I checked my average was 1.3 , I think. I'm trying my best. What should I do and how I do it ? And also , is there a program or something that can help me get into university without me taking out a loan ?
Fastest way to bring him on?0lp2012-08-27 18:32:02
me and my best friend has taken a borrowed horse to carry on jumping , we have seven weeks , what are the best things about working in that amount of time to bring it to its full patential ... ? hes 15hh MedlinePlus hes 5 MedlinePlus one Conamara Brown just jumped poles

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