What happened to my no claims bonus??

Answers:5   |   LastUpdateAt:2012-09-03 19:59:03  

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taarek
Asked at 2012-08-11 18:30:02
Ok , I've been driving since I was 17 and am now 30. I have always secured in a car that belongs to me and I have always been the main driver . 4 Years ago my husband got insurance. We have secured for 2 years in 2 different cars, until 18 months ago I got a car loan from work. I have since returned it (2 weeks before it became a bastard hit me ). When I went to insure my new car ( my property , my main engine, its name) , I had never said and yet I say they only have 4 years no claims? ? Is there any way to get that back ? Why is that when I had the claim of one ( he was talking about earlier), when a stranger hit my car with blood, (I have no complaints pretection ), yet my premiums go up?
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Answer1luckyAnswered at 2012-08-13 01:23:03
It's really not even a "no claims " is " zero accidents" . Not even get the discount unless that number of years missing (in this case 4 , I guess ) without an accident. No matter if you were in another car and not a car in politics. So that means you have to go to another 4 years without incident to get the bond back .
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Answer2mathstudent 05Answered at 2012-08-14 12:57:35
IS A "NO CLAIM POLICY OF" THE THOUGHT OF A POLICY OF NOT BLAME YOU MAKE A CLAIM FOR TAKING MORE MONEY TEAM READ THE FINE PRINT
I SAVED
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Answer3AveryAnswered at 2012-08-15 16:57:02
the insurance company with the wrong! try confused.com , they might be able to find a better price and it is possible to find a company that has not hit someone as your hope! I'm with tesscos now and hit me from behind and has not affected me . give back,good luck! :)
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Answer4~{Happy Face}~Answered at 2012-08-28 23:08:04
Some companies offer up to four years without casualties - can get discount stood over them beyond a four year period of any claim if you have 15 years without a claim for 4 years and 1 month. Your premiums are going up for 2 reasons - 1) because they are everybodys ... and 2) although a discount applied " unpretentious " to your basic policy , the cost of the basic policy has increased due to the accident - is one of the basic problems of insurance - you're still getting a 70 % discount on your policy for any claim , but because he had a claim, the policy cost has increased - annoying , especially when you have to claim presumably was not your fault , but you could not overcome the other driver . .. but the way it works ...
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Answer5HuangAnswered at 2012-09-03 19:59:03
If you are involved in an accident if your fault or not occupy more discount your insurance no claims bonus (unless you've protected) MedlinePlus At some point in the future when liability insurers agree , and considering that the innocent victim claims will not be reinstated , with the additional costs are paid in intrim you MedlinePlus On the other hand , if you say that you have been driving for over 4 years without an incident and it only has 4 years NCD perhaps their insurers have not allowed any of the ENT while driving a company car if you get your broker insurance companies to validate the same and you were free of accidents should be allowed 5 /6 years NCD . MedlinePlus In a separate item if the accident was not his fault and that he had an injury, let me know
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