I got a divorce 2 years ago, part of the divorce decree states my ex is soley responsible for the mortgage.?

Answers:1   |   LastUpdateAt:2012-10-12 20:37:02  

Owen Leigh
Asked at 2012-09-27 22:47:02
He said he contacted the mortgage co . And his lawyer filed a special action guaranteed to get me off the mortgage . So last week I went to buy a car and found that I am still on the mortgage and has been delinquent in paying several times over the past two years . I called the mortgage co . And they say they do not care what a judge has ordered 'm still responsible until the loan is refinanced . So basically my question is I'm at the mercy of my ex until the loan is refinanced ? ? ? And no matter what the divorce decree says it is only financially responsible for all debts in this house ? ? ? ? ? ?
Answer1mehdi Answered at 2012-10-12 20:35:42
Sue your divorce lawyer for incompetence . MedlinePlus MedlinePlus I hear this kind of crap all the time . MedlinePlus MedlinePlus A judge can not delete your contractual obligation to repay any loan in a divorce . MedlinePlus MedlinePlus Now that I have that out of the way , your divorce lawyer should have ordered a sale or refinancing of 3-6 months of his divorce . Currently I have three different clients all divorced women who have several collections and even a foreclosure on your record for that reason . 2 still can buy for themselves . The execution of a mortgage , we are funding only in the name of her new husband . She can not do anything for 1-3 years herself. MedlinePlus MedlinePlus A quitclaim deed or any other act does not relieve you of your obligation to pay the note. In fact , it's really stupid to do this work , because now you have zero legal rights to property , however , you remain jointly and severally liable for the debt. Meaning , can charge 100 % of the debt from either separately or jointly . You must be in a house should not. How dumb is that? MedlinePlus MedlinePlus Really. Sue stupid lawyer . Maybe next time , will give better advice . I'm not saying it's your fault . You did what you were advised to do , and was absolutely incompetent counsel .
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