Collection agencies constantly call, asking for MANY different names. (None are me.) Why? How can I stop this? related questions

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Collection agencies constantly call, asking for MANY different names. (None are me.) Why? How can I stop this?0opg2012-09-23 13:29:12
My credit is good : I had only a small loan in my life , paid off early , no debt for more than 10 years MedlinePlus . MedlinePlus I've had this phone number for 3 years and has always received harassing calls from many different collection agencies . MedlinePlus MedlinePlus And they are always looking for names of different people - none that I've heard . Also often the exact same call several times for several weeks , each seeking a different name . Report wrong number proved futile . MedlinePlus MedlinePlus This is getting very frequently , several times a day now . MedlinePlus MedlinePlus 1. How MANY wrong names being tied to my number for 3 years? MedlinePlus MedlinePlus 2. I will switch to a mobile phone soon. I have a home business . So I have to be my age # play a message with the new cell #. How I can avoid these places to point the new # harassing and my cell phone - and lose my cell minutes MedlinePlus MedlinePlus I have no time or money for legal action useless . I do not want justice - I just need to stop before I get the cell phone next month MedlinePlus . MedlinePlus Thank you !
How do I stop my family from constantly procrastinating on every little thing?1Sabrins2012-08-30 05:52:13
In my family , procrastination is a religion and anyone who does not practice the religion is ostracized said . It drives me crazy . I am a college student and living at home. But believe me I 'm working on it . It has reached the point where he can not even stand being in the same room with my mom and dad . All conversations between the two of them reads: "This needs to be done . " . " I know." " What should we do ? " . "no" . I usually just let him go , but right now its relentless procrastination is making me . I need a loan to buy a car , but I need a shipper , my parents . I'm starting school in two weeks and will not lower your as * for a few hours to help me . If were not for them , for six months from now will say " wow we really need to get a car dont we ? Har har har ." What in God's name I can do to avoid delays at all ? I'm going crazy !
Can you pay off payday loans with collection agencies?0Logan2012-11-02 14:21:11
I have two that I never paid to pay my rent once and I want to settle with the collection agency.
How can I find out which collection agencies I owe money to?3Ronnette2012-10-16 13:01:02
I have about $ 1,500 to $ 2,000 in credit card debt combined two cards . Best Buy card and a credit card from my bank . MedlinePlus MedlinePlus I have not used or paid the bill in more than two years. The collection calls have stopped for the most part . MedlinePlus MedlinePlus Through a twist of fate ($ 5,000 in student loans after tuition is paid , $ 1,500 after someone hit my car and caused bodily harm at least I took the money because instead of fixing , and after taxes ) I'll have enough money to get myself in debt, yet I really do not know who to call. MedlinePlus MedlinePlus I remember the collection calls usually saying, " This is NCO Financial " , so maybe call your company ? MedlinePlus MedlinePlus Thank you !
In N.Y., can collection agencies go after a person living only on s.s benifits.?0khushbu2012-09-04 09:24:03
a friend of mine has a collection agency worry about a student loan of 12 years , is totally disabled and lives of their ss benifits in New York ... She has no savings , investments and the car ... she can not do this ? ? ? ? ? ? ?
Credit Counseling for debts that have been sent to collection agencies?1meimei2012-11-03 21:04:02
I'm looking to consolidate my debt , around $ 4000 , except for my school loans that are deferred , since I'm still in school . Where I can go to get things straightened ? I have about $ 1000 in medical expenses and $ 800 on a mobile phone bill that the rest are credit cards . Is there anything I can do about medical expenses because now I have insurance ? Any advice help / is much appreciated . You can save the lectures , and rude comments . I'm trying to change my life , thanks !
Will collection agencies really bother to sue for amounts under 3000 dollars?1NEED HELP URGENT!!!2012-09-07 20:24:02
Especially to sue someone who has a combined household income of 35,000 --- $ 12 an hour ago --- and no assets ( not even a car ? ) MedlinePlus MedlinePlus If so ... what is the procedure ? I have three credit cards to about 2000 each and a medical bill of $ 3,000 --- all collections. MedlinePlus MedlinePlus If I got the papers , how long do I have to find something better --- until you have to appear in court ? MedlinePlus MedlinePlus I did not recognize the debt , and I have the money to pay .... is still within the statue of limitations on debt . MedlinePlus MedlinePlus I do not know what to do . I know that if I call and try to establish a payment plan , they will not take what they can (which is minimal ) . I'm exhausted - between my husband and I are working 3-4 jobs at any week and they can barely make ends meet. MedlinePlus MedlinePlus What sucks is that this debt --- is due to unemployment , while I was at school - and after. It's not like I was accumulating debt frivolous. Now , I'm trying to get back and finish my degree , but it's like all the odds are against me ..... I do not want to work for $ 12 an hour , with a payment of student loans forever. I have 35 years . If you do not finish school --- now I doubt I ever will and stuck energy and regret forever. However, I'm nervous that if I enroll in the fall , come after me and grab my bank account , even if I'm not working . MedlinePlus MedlinePlus Any advice ? MedlinePlus MedlinePlus Thank you.
Someone told me that collection agencies can't take money from a credit union, is this true?0chinchilla2012-11-06 03:45:52
I have student loans that I owe on and need to open a bank account to cash child support checks. I need this money and don't want them to take it.
What can you do about pushy collection agencies? I owe for my student loan and just don't have any extra money4stumped2012-11-04 07:21:02
I give $ 50 a month ... I owe a " car loan financier " ... insist that either a loan (which can not ) or sell my car ( I need to get to work and move my daughter to daycare around etc ) Maintain threat garnish my wages , etc. What I can do? What can you do ?
After a judgement can collection agencies take money from a debit and secured credit card?2haleigh2012-10-27 08:31:02
I owe $ 7,000 on two credit cards that are going to trial. I've looked into bankruptsy and gave me lots of confusing paperwork making it in the background . I'll be living off student loans for the next 2-3 years and have a bank issued debit card and would like to get a secured credit card . Can an agency to take the funds out of them after the trial ? I will be receiving a Pell / Stafford check from my school in a month for about 4,500. Do I have to just sit back and collect the money ? Or maybe put in traveler's checks in case it gets stolen ? Any advice would be appriciated .
Got a call from a collection agency?2Hector2012-10-11 05:12:02
ok first of all let me say that I am a college student and I live with my parents . i pay all my bills with a debit card . the bills are all we have school fees and car insurance . I have no loan or credit card. therefore I have no credit . no money missing from ny bank account or anything so I'm not really worried . todau but i got a call from a collection agency asking for some random person , so I told the guy that had the wrong number and he said it was fine that he was out of the team to not call me anymore . i dont ' have strange charges OBN my bank account or anytihng without foreign bills that come in the mall . or harrasing calls from debt collectors . because they guy was looking for a random person , not me. if my identity has been stolen I guess the collection agency have said they owed ​​money . my question is Should I be worried that this happened ? as I said I have no credit . and even tried to do a free credit report annual credit report.com but said he could not verify my identity (obviously because I have no credit) MedlinePlus sohuld wat i do please help
What should I say when I call a ruthless collection agency?0mara2012-11-02 18:38:29
Some of my old medical bills are in collections. I just checked my credit report. There is a new collection agency showing up, and it says that I owe $700. I don't know what it's for. I looked the company up online, and I read reviews. It sounds like the people who work for this company are ruthless. They call people all day, they yell at people, and they even resort to name calling. I want to find out why I owe $700, but I can't afford to make a large payment. I've been using a debt consolidation company to pay off my debt. Each company gets a small payment every month. What if I call the collection agency and they demand payment? Should I tell them that they will get a payment later? Should I hang up? I'm worried that if I say the wrong thing, they might use it against me.

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