Would you file bankruptcy if you were $32K in debt?

Answers:1   |   LastUpdateAt:2012-10-02 12:32:02  

Question
Wellness 2
Asked at 2012-09-23 03:57:04
I have 46 years of age. I owe $ 757/month in credit card debt , five creditors . I'm unemployed and now is the perfect opportunity to file bankruptcy when my income is low enough to qualify for it. I'm selling my house bare because I'm unemployed and I'm moving back to my dad . I hope to get a job soon . With what I pay in my career , I will be able to double my monthly payments on credit card while living with my dad , but I'll never pay them only doubling up on them . Consumer Credit Counseling I hear is really bad , kind of scammy . Be bankruptcy could ruin me get a car loan , a home loan , or even get a job . However, I'll never be able to get out of debt if I pay $ 757/month for my credit cards . It will be difficult for me to buy a car and rent a place to live , because much . Thank you.
Answer1NidiaAnswered at 2012-10-02 12:32:02
Call all credit card companies and see if they will lower your interest . Never hurts to ask . Tell them you will help because you will declare bankruptcy if they do not. MedlinePlus Bankruptcy laws changed a few years ago and not all debts disappear as before .
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