How do I file bankruptcy in Southern California and what type should I file? related questions

Asked by
How do I file bankruptcy in Southern California and what type should I file?0Meli2012-09-18 16:33:06
Hi. MedlinePlus MedlinePlus I have a very good credit score. I've never made a late payment on anything in my life. However, I am anticipating disaster and see no way out of it. My debt is about 17K in credit cards and student loans about 10 km so that a total of 27K. I'm not worried about student loans, and I'm at school and what they are currently "on hold" until the end and when I am expected to pay them only as $ 110 per month for ten years. But my credit cards are getting worse and worse and the only way I can make myself stop relying on them is to kill them. Unfortunately I have almost zero income (about $ 400 per month) and I'm in college and living with the mother. I have 24 years. This is very sad, I know, but I think it has to present soon. It's a shame because my credit score is 720. I just leased a new car, which is under my name, but again, the family supports me. So ... I think I should file for bankruptcy (Chapter 7 is what I'm thinking) and just live off what I make for thew next ten years. I have nothing of value, and in the morning the lease for my mom, and also want to know if they will take my car when and if the. MedlinePlus MedlinePlus Please know that everyone says it is a "last resort." I'm seeing it as such. So if it comes to this, what is the best way to go about filing and hoe much it will cost me financially and also how long it takes? Will my debts be cleaned? I heard that student loans do not go away, which is fine by me. Your credit cards that are about to crush me. I need real advice, not only criticizes worthless empty. So please ONLY RESPOND IF POLITE RELIABLE ADVICE. MedlinePlus MedlinePlus Thank you guys. Happy holidays.
Is the my co-signer on my car loan liable after I file chapter 7 bankruptcy in California.?3leticiea2012-08-16 07:03:33
My father co -signed for my car loan before losing income. I filed Chapter 7, but have continued to make payments on the car in an attempt to keep my parents credit card to get ruined . The car appears on the credit hes as default? If I gave back to the agency to come after my father for payment?
I want to file for bankruptcy. Will I be able to file my financial aid debt?2Angy20202012-09-18 15:08:02
I have about $ 30,000 in credit cards and car and $ 23,000 in student loans and earns $ 42,000 a year.
When opening a PDF file on Adobe Acrobat, what do you do to type words into the lines?1blabla2012-10-25 05:42:49
I am applying for a loan and get real estate balance sheets and application forms from my bank ( U.S. Bank ) online . I would write instructions for my application instead of writing and I can not get my keyboard to type in lines . MedlinePlus MedlinePlus Any idea ? This is simple. I just need to know what to do so that I can write. I tried to save them and then opening , writing to take advantage . Thanks for helping every one .
I loaned money to a business owner for equipment and cash on hand...what type of lein can I file?0jam ie2012-08-24 17:34:02
The money was used for equipment, salaries and cash on hand . I have a contract to pay and did not pay anything ... What should I do next ...
Can a Texas lawyer who is collecting for a payday loan company, threaten me to file off my file to the DA?0Tebogo2012-11-04 08:34:31
Additionally, I took out a loan from AmericanWebCash back in 2005 and I feel behind on my bills and couldnt afford to pay the loan back. They eventually kept trying to draft the $36 fee out of my account, in which I had no money in my account, until my bank closed my account because it was overdrawn for a long time. I guess the company is using a local law office here in Houston to collect on this debt and for some reason the original loan amount was $300 and now it is $2400. Initially in 2006, I began to mail in payments of $50 and $100 or whatever I could afford, but I fell on hard times and couldnt afford to send in those amounts. So, they told me I could deposit funds into their Bank of America account and that I had to pay over $200 a month or they would file off my case, have a warrant for my arrest and my license suspended for two years. Is it possible that in Texas, they can file off my file and have me arrested for this debt?
Didn't file taxes, above minimum to file but owed $0. Will this affect my app for federal student loans?0Jordynn2012-10-27 19:05:11
I was around $ 11 - 12k , about 75 % of practices , 25% of university employment . IRS to file the minimum was $ 5,350 , but when I calculated what I owed , I was at a level of taxes owed ‚Äč‚Äčnothing . I figured it was safe and did not ... until I complete the FAFSA a few weeks ago and gave me a wrong entry " will not submit " , and my income . So I changed my income to $ 0 and everything happened . Is this going to keep from getting federal Stafford loans ? Worse is that the IRS will come after me for ... zero dollars ? ( I guess that would come after late fees if anything . ) Or is it something that can go unnoticed ?
Confused between BANKRUPTCY 7 and BANKRUPTCY 13, I need to pay back after i file???0mathurine2012-10-04 06:20:06
I'm a little confused about what the difference between Cap . Cap 7 vs . 13. I read the link below and it seems that both the presentation , I still have to pay your creditors . In addition , people preferred to present C13 , if have large assets . MedlinePlus MedlinePlus
Should I file for Bankruptcy?1TO: drwls2012-09-30 03:36:03
Ok , here is my situation . MedlinePlus MedlinePlus When I was 19, I was stupid enough to leave my family to a house to my name on one of those "liar loans " (those who falsify tax returns to make it appear that you earn more than actually do. the house was under two loans , I lost the house to foreclosure . had a car that was not able to continue making payments , was seized . too had a credit card that was not able to pay . was also closed . ( I actually had two, but I was able to pay off) MedlinePlus MedlinePlus Right now I have only one truck in my name. MedlinePlus MedlinePlus What do you think I should do? Should I declare bankruptcy ? What about foreclosures and repos ? How long they stay on my credit ? And the credit card .... you can probably afford that one out . ( in collections ) MedlinePlus MedlinePlus Honestly I have no idea what to do . Also I have a student loan that I am having trouble paying , but I know who are exempt from bankruptcy . MedlinePlus MedlinePlus I need help ... bad. Guys any advice you can give would be greatly appreciated . I realize I was living beyond my means and ultimately , this is my fault . But I want to make things right again. Thanks for your time , I know this is a very neat .
Should i file for bankruptcy?0Davi2012-09-21 14:21:03
I posted earlier about my 3 letters of credit amounting to $ 600, $ 1200 $ 600. Now , as I said before I'm working 40 hours, but not doing "enough " to cover these amounts , since they want full payment, I offered to pay 50 each and I can not accept payment . I have not been served court papers yet anyway. I have in mind out there , I pay - I have a car payment , I never missed a payment religiously pay student loans and 2 of those accounts are student loan deferment (as not doing enough to pay this time ) the last thing I'm paying not missed a payment . So I really do not have the money for the credit card that I pay thesis . I understand what I'm doing to my credit , but I'm trying to work with them and does not help . Should I file for bankruptcy im tired of the calls. I also forgot to mention that I have a medical bill of the existence of 75 , which I pay , because it is something I can afford a whole, what will happen to him in my credit report since it has already been sent to collections ?
What happens after you file for Chp. 7 bankruptcy?1niel2012-10-26 19:45:02
How long before you qualify for a car loan or a mortgage after filing for Chapter 7 bankruptcy .
Should I file for bankruptcy?1mouse2012-10-24 13:22:02
I have a job in sales on a fee that averages about $ 4000 per month. This is usually around $ 5,000 six months of the year and $ 3,000 the other six. During the recession I left my house in another city to be closer to family child care. I still own the house and have a tenant living there now. We can not allow even a month of non-payment, and for me to pay rent yet where I am staying. I have no savings. It also now has about $ 21,000 in credit card debt between three separate letters, in addition to about a minimum payment of $ 500 at a high rate. One of these letters that have already closed a deal to reduce rates of 8 points. I have $ 17,000 in student loan debt that is around 3% and is payable amount to about $ 250. I have a car payment $ 330 per month in a car that is $ 6000 in reverse. My mortgage is $ 950 and the rent of the house I rent is $ 675. Then there are the utility bills and my job requires a cell phone. I'm living at the point where I went a whole week without being able to spend $ 5 because it was 4.92 in the bank. My tenants lease is in late December and can stay, but probably no more than 4 months. He's not really the guy who wants to help me if I would sell my house either. Currently working 1.5 hours away from my previous home. I'm lost and have no idea what I can do and there seems to be no end in sight, especially now that we have reached a slow year. What are my options? My wife can not get a job that pays more than a net outflow of about $ 100 every two weeks, after paying their expenses and the fact that the family is no longer available for free childcare. My work is promising in what I'm looking like I can get an upgrade in a few years that would almost double my pay. HELP!

Ask New Question  

  • You are not logged in,answer will be Anonymous.Set Nickname | Sign In | Sign Up
  • tags separate by ','
  • Shortcuts:Ctrl+Enter

Latest Questions