Best secured credit card?

Answers:2   |   LastUpdateAt:2012-11-06 02:00:03  

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Asked at 2012-09-14 22:08:04
My husband and I are trying to build our credit enough to get approved for a loan . My husband is so-so credit and I have no credit so crappy (due to a small debt 2000) . What would be the best secured credit card to build around our credit ? How can we do ? ! Make a large purchase and pay it all at once or make a purchase and pay the minimum ? Etc , thank you very much .
Answer1m.k. combsAnswered at 2012-10-26 15:36:31
Credit cards can help a credit score higher in a couple of ways : MedlinePlus MedlinePlus 1) longevity. The longer you have a credit card account , the better. Never later , of course. MedlinePlus MedlinePlus 2) The available credit. The more unused credit you have, the better. For example , if you have a credit limit of $ 25,000 and you have a balance close to zero , which improves your score . MedlinePlus MedlinePlus That's it. The history of the credit card represents only a portion of your credit score . Get a card and use it a lot it will not do much to repair a bad credit score in the short term. MedlinePlus MedlinePlus A history of paying back bank secured loans is very important .
Answer2Chris thompsonAnswered at 2012-11-06 01:58:20
which ever card works for you is the one you should get and always pay in FULL or MORE than the minimum.
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