Is it wrong of me to ask for a payment plan from a friend for a loan made over 10 years ago?

Answers:3   |   LastUpdateAt:2012-10-05 01:29:03  

Question
Dwigh
Asked at 2012-09-14 09:31:04
I loaned a friend $ 8,000 in 10 years . The charge was not made in a single payment . She asked a couple of thousands of dollars over the years. She says she does not have the money to pay me and that can never be able to pay me because she is in so much debt . I never mentioned the loan for all those years . Recently, I proposed to make a monthly payment plan with all the money you can afford. There has never been late in paying the minimum amount on your credit cards . I guess why I can not be treated as a credit card loan . She was offended and was nasty , aggressive and rude when I spoke to her about it . However, he agreed to pay something every month , but it can not guarantee that a payment will be consistent. MedlinePlus I'm not sure she is being completely honest about having no money to pay . She told me that recently came into some money so that she can use some of them to pay me. I would not have mentioned that information if no push to repay the loan . MedlinePlus Was I wrong to ask for the return of loan? Should he attributed to an important lesson not lend money to friends and take it as a loss?
Answer1Helpneeded.loveAnswered at 2012-09-15 14:55:03
Of course you are not wrong . A loan is given with the expectation of repayment . A true friend would not even questions .
Answer2elbertAnswered at 2012-09-20 06:55:03
Do not lend money to a friend . If a friend had lent the money would be in contact with you before a purchase by credit card will only be made ​​. MedlinePlus MedlinePlus This is not a small problem . The person seems to have taken advantage of you and your kindness . MedlinePlus Of course , she is not being honest . All you have to do is stop spending money on luxuries , credit cards , mobile phones etc. and then I could afford to pay . MedlinePlus MedlinePlus The real question is whether it was made clear that it was a loan in time , or could reasonably be construed as a gift . MedlinePlus If you give money to the bride and then parted can not just say that and not a gift . MedlinePlus MedlinePlus This disables about the nature of it from the beginning? MedlinePlus If you ever have reason to pay anything , a simple written agreement setting out exactly what is expected can save a lot of trouble later .
Answer3Junius henryAnswered at 2012-10-05 01:28:16
Sorry to tell you, but you do not realize the first time he borrowed money ... after she did not pay and was followed to help her out .... Why? MedlinePlus Still a friend to visit and they both still have strong friendship or think it's because you had money hanging around? MedlinePlus I doubt very much that you become, the more likely she will avoid you. But the answer to your question is no .. you are in the right to ask for their money back and will continue . If she frowns, will have to explain to this dear friend about the times you fought and did not hesitate to help . Not only that , you went over and never lent his evil once and it does help ..... MedlinePlus MedlinePlus Last and not least, never twice to borrow a friend who never paid once again .
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