Starting my life: bought a house, have a job, some investments, what does the future hold? related questions

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Starting my life: bought a house, have a job, some investments, what does the future hold?0eco2012-09-13 13:35:03
I ( 22 y / o) bought a 380,000 thousand dollar house in Las Vegas with my brother ( 26 y / o) . (4.5 miles west , near Avenue ) I 35 K per year ( opportunity for advancement in my company is high ) . My brother has a base salary of 60K and can reach six figures if he hits his bonds . MedlinePlus MedlinePlus No college payments , own my own car , there are other debts less than my monthly bill CC is, always paid in full. I put 6% into my 401 ( k ) , so my net salary is about $ 1,080 every two weeks. MedlinePlus MedlinePlus I did not want to rent, but we must recognize the house payments are more than I wish I was paying , but I can not go back to that now . MedlinePlus MedlinePlus We put 20,000 down , have two loans . The first at 304,000 @ 6.25 and the second is 57,000 @ 8.75. ARM is a 5:1 , and 15 months in. monthly payment is $ 2279. MedlinePlus MedlinePlus Both hold shares of Wachovia , but not me bro PRD apprx 430 actions . I would prefer not to have to sell this for many years . MedlinePlus MedlinePlus Any advice long term in terms of funding , strategy , etc.
Is there any low investments i can start to save money for my future?1taneisha2012-09-26 14:56:04
My wife and I have a lot of extra money right now with our mortgage and car loans , but I know we have to start saving for a small investment there future.is sure I can start small for his money in the long term?
Would starting a publishing house be a good idea for a small business? how do I go about starting it?0Tomercena2012-10-06 04:39:21
I can write well , but I have no idea how to get the business started ! The idea is to publish novels (fiction ) , story books and comics. I have not much money , but ... I'll take a bank loan just enough to start the business . How I can find all the information you need for this business ? any information or suggestion is appreciated. thanks ..
Would starting a publishing house be a good idea for a small business? how do I go about starting it?0Lonzy2012-09-19 21:36:03
I can write well , but I have no idea how to get the business started ! The idea is to publish novels (fiction ) , story books and comics. I have not much money , but ... I'll take a bank loan just enough to start the business . How I can find all the information you need for this business ? thanks ..
Best way to quit McDonalds? Then future life tips?0Zh\'maj2012-10-15 00:30:10
I have 19 years and I've been working at McDonalds for about a year, and I'm really ready to get a new job , the better. Idk if I should give two weeks or left alone. If I give two weeks I can not put in my McDonalds , soon to be created * resume * ? I feel a bit like quiting in the middle of my shift , that would be fun lol .. MedlinePlus MedlinePlus I'm not going to school or anything, but I'm thinking about it , it's just expensive so im saving ... I do not know what I want to study , in addition to general ... But I also need to buy a car and im spending 4.5k jaw surgery im getting in the summer . MedlinePlus :/ So I really have no more money after that. And I really do not want to get student loans. MedlinePlus I'm pretty much a loser with no life , or anything really . MedlinePlus Any suggestions ? Thank you !
Is there such a thing as a starting life crisis? Or is life just a constant crisis?0Tumpa2012-11-03 02:34:05
I'm young trying to figure out what to do with my life... I work and goto college... but the more i go to work it makes me realize i dont wanna work for another person for the rest of my life i wanna be my own boss but at the same time i see going to college is pointless because all it does is put me in debt to start my life out in so it forces me to go get a job after college because i have to pay back these loans and the cycle of just working starts. I am in the process of starting my own vending service I only have one candy machine so far but its a start.... just looking for some advice about how to win.... win this game we call life.
To who do i need to talk to for family problems. my mom is ruing my life, and it will affect me in the future?1john sou2012-09-11 14:18:06
I signed a lease on an apartment and my mom and dad do not know. I tell her? MedlinePlus I am a man, 26 years. i got certified in music production in 2005, and I decided to go back to college. I am currently living with my parents. my mom thought it would be better for me to stay so I can concentrate on my studies .. I truly understand that what you are doing is helping me, but the thing is that I honestly do not live a normal life. she is very paranoid, way over protective, almost every time he speaks is always negative. There are so many things I've never experienced before. for example, I do not know what it's like to hang out with a friend, do not know what it's like to walk from one store to another, basically the only thing is that I am limited to eating, sleeping, and studying. the rest is prohibited. I forgot to mention, she is very controlling. this is his philosophy. My brother and I are both "ELLA" literately. she does not understand that each person is different in every way. The other day I pulled out a pair of jean shorts so I can goods to school, she made me hang back bc she disapproves, .. so long story short. she just let me sleep, eat, and things related to school .. to some extent. For example, if I'm doing a project with another person, I can not meet them anywhere. Also I can not get a cab or bc she thinks "what if you get into an accident what if he uses drugs, so if you were kidnapped?" MedlinePlus Currently I'm not working, I'm a full time student I'm using my left on the loan that is 2700, 3900 is supposed to be, but I had to leave my mom bc paid on your student loan and credit card . I will be living bad for a while, but I want to live freely. I have never smoked, drinking, drugs. i think not. I just want to live a healthy life. MedlinePlus MedlinePlus 1. my question is as this problem is affecting me emotionally bc my mom. I must say that I am moving? I mean, eventually one will know. I can get my key on Saturday, but I tell him? or should I let find out on your own? i I have plans to go more than once a week if I can (I know that everyone is different and I know that you can not change another person) MedlinePlus MedlinePlus 2. Also, I have said that a social worker, a similar character would be able to help. What way they would be able to help me? it really affects my life. There is much more that I have not written here. bc say it, I do not live a normal life that everyone lives on a day to day. I do not durgs, I do not smoke, and I do not drink. and I do not plan to. I just want to live a normal life. MedlinePlus MedlinePlus Thanks so much for your advice and your opinion MedlinePlus I do not know if I mentioned this, but I am suffering emotionally right now the way he treats me, MedlinePlus MedlinePlus alex MedlinePlus MedlinePlus PD i get $ 7,500 a year, and my mom is making me borrow left 450 a month, so she can pay your student loan, and credit card. i do not care how much money I save, I get the bankruptcy. The other day I went with my mother and my brother to buy clothes. took me to the atm and asked me how much I needed. I told him $ 60 he got the money, and she saw how much I had in savings. I had $ 2,500, I'm saving for a car. she said "you have $ 2,000 and something that you said nothing? know I need money to buy clothes and stuff, so I can pay for my things, how I save money so that I can have a life? She knows that I'm saving for a car. she just wants me to use that money in it., and my brother is making me split the cost for small things, bc I have more money than him. If I tell you how it is, then she will say I only think about myself, and I am very selfish and she will do very bad things to me. MedlinePlus MedlinePlus WHO DO I TALK, SO CAN LIVE MY LIFE???????
To who do i need to talk to for family problems. my mom is ruing my life, and it will affect me in the future?0marcuz2012-09-18 14:48:03
I signed a lease on an apartment and my mom and dad do not know. I tell her? MedlinePlus I am a man, 26 years. i got certified in music production in 2005, and I decided to go back to college. I am currently living with my parents. my mom thought it would be better for me to stay so I can concentrate on my studies .. I truly understand that what you are doing is helping me, but the thing is that I honestly do not live a normal life. she is very paranoid, way over protective, almost every time he speaks is always negative. There are so many things I've never experienced before. for example, I do not know what it's like to hang out with a friend, do not know what it's like to walk from one store to another, basically the only thing is that I am limited to eating, sleeping, and studying. the rest is prohibited. I forgot to mention, she is very controlling. this is his philosophy. My brother and I are both "ELLA" literately. she does not understand that each person is different in every way. The other day I pulled out a pair of jean shorts so I can goods to school, she made me hang back bc she disapproves, .. so long story short. she just let me sleep, eat, and things related to school .. to some extent. For example, if I'm doing a project with another person, I can not meet them anywhere. Also I can not get a cab or bc she thinks "what if you get into an accident what if he uses drugs, so if you were kidnapped?" MedlinePlus Currently I'm not working, I'm a full time student I'm using my left on the loan that is 2700, 3900 is supposed to be, but I had to leave my mom bc paid on your student loan and credit card . I will be living bad for a while, but I want to live freely. I have never smoked, drinking, drugs. i think not. I just want to live a healthy life. MedlinePlus MedlinePlus 1. my question is as this problem is affecting me emotionally bc my mom. I must say that I am moving? I mean, eventually one will know. I can get my key on Saturday, but I tell him? or should I let find out on your own? i I have plans to go more than once a week if I can (I know that everyone is different and I know that you can not change another person) MedlinePlus MedlinePlus 2. Also, I have said that a social worker, a similar character would be able to help. What way they would be able to help me? it really affects my life. There is much more that I have not written here. bc say it, I do not live a normal life that everyone lives on a day to day. I do not durgs, I do not smoke, and I do not drink. and I do not plan to. I just want to live a normal life. MedlinePlus MedlinePlus Thanks so much for your advice and your opinion MedlinePlus I do not know if I mentioned this, but I am suffering emotionally right now the way he treats me, MedlinePlus MedlinePlus alex MedlinePlus MedlinePlus PD i get $ 7,500 a year, and my mom is making me borrow left 450 a month, so she can pay your student loan, and credit card. i do not care how much money I save, I get the bankruptcy. The other day I went with my mother and my brother to buy clothes. took me to the atm and asked me how much I needed. I told him $ 60 he got the money, and she saw how much I had in savings. I had $ 2,500, I'm saving for a car. she said "you have $ 2,000 and something that you said nothing? know I need money to buy clothes and stuff, so I can pay for my things, how I save money so that I can have a life? She knows that I'm saving for a car. she just wants me to use that money in it., and my brother is making me split the cost for small things, bc I have more money than him. If I tell you how it is, then she will say I only think about myself, and I am very selfish and she will do very bad things to me. MedlinePlus MedlinePlus WHO DO I TALK, SO CAN LIVE MY LIFE???????
Getting divorced and starting a new life?2breiann2012-09-22 14:47:04
I'm going through a divorce and I'm starting to get really scared . My life and my children's lives will be completely different . I have 2 small children and we have to move to another state , back home where my family is . I'm going for a housekeeper to work , but I was in the army before having children , so I do not know what I'm going to get a job . Above all I have to start paying student loans for my degree soon assoicates stupid business probably would not even help me get a decent job . I can not sleep anymore because all I can do is worry that I will not be able to give my children the kind of life they deserve . Has anyone been through this and made it okay ?
Why do people think buying their home is better then renting after all life can't be bought?2TAWNY2012-10-27 21:32:46
The UK Government promotes home ownership through mortgage schemes and savings banks provide to their customers.Obviously with this scheme must have a secure long term employment stability. MedlinePlus Now , unless a banker or a politician who seems no work is long term or secure.So why take the risk in a labor market that guarantees no security for most people who do not want rent the property . MedlinePlus Life is currently governed by the fears and insecurities of aspiring to own something like a house or investment , but given the way this country has declined relative to employment is illusory to think that somehow during a period of 25 or 30 you can do. MedlinePlus So what I'm saying is this. MedlinePlus If life is impermanent then why not rent ? MedlinePlus No matter where you go goes.When tkae money can not be with you and if you leave it to someone who can only sell . MedlinePlus Life is not a lease of nature .. if your an atheist ... or if your religious or spiritual God . MedlinePlus Personally , I think this national obsession with home ownership is the root cause of the recession , because people are taking what is a loan for a long period of time and life out of reach just thinking that are above people who rent !
I own student loans & in the near future we would like to own a house will I be able to?0sonnytsn2012-10-12 05:22:27
I just started a family and eventually want to own a house , I'm trying to get out of debt . My wife and I be able to get a house , even if I have bad credit ?
Sell a house that I've owned for only 6 months and hold the mortgage. Worried about short term capital gains.?0How to increase the life of Floor2012-10-08 03:19:53
If I sell it now and keep the mortgage have to pay short term capital gains derived by each year in payments and when they refinanced by the buyer ( put a sentence of three years to refinance , but we hope that sometime after refi that) . Also as earned income loan could pay capital gains and maintain the full level of my investment ( ~ 120k vs 150k sales price ) so when I finally have refinanced under a lump sum payment to pay taxes ? Looking for some advice on the best way to do this . I thought the structure of the contract for sale is not effective for 6 months from the closing (ie include a short lease at first) , but I'm not sure I can do it and get the payment, payment the estate ... seems complicated .

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