Credit card debt, bank collection, phone calls? related questions

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Credit card debt, bank collection, phone calls?0사람이나 사물2012-11-02 20:24:02
I have over 25,000 in credit cards and a car loan of 14k . I'm at the end of everything, just start working . What can the bank ? 22k in CC and the car loan is 14k with the same credit . What should I do ? Bankruptcy ?
I am in debt, should I ignore those creditor and collection calls; file bankruptcy; or try to repay the debt?1tera2012-10-06 07:49:02
I am a 24 year old in California who is currently unemployed . I am a full time student and have less than $ 1,000 coming in every month. I have about $ 15 - $ 20k in unsecured credit card that I paid for 6-12 months. Also I have a secured car loan of $ 25k , but luckily , I am able to pay every month on time. I get phone calls every day , but have ignored them all. Since my credit has gone down the drain , I still miss those phone calls and have canceled my debt ? Or should I try to talk to the creditor agency / collection and try to pay ? You should consult with a debt consolidation agency ? Finally , in case of bankruptcy even be an option for me ? I would be grateful for any advice given ... thank you!
How do I stop annoying phone calls on my cell phone?0Francisca2012-11-06 05:53:36
Recently I've been getting a lot of phone calls from loan/payday loan companies and education recruiters. When they call I tell them to take my number from their records. But they keep on calling me anyway, daily! How can I stop this? It's very annoying!
Where can i get online quick. bad credit, no job verification, no faxing , no phone calls loan?0michman2012-10-09 14:19:40
Where I can get online fast . bad credit, no employment verification , no fax , no phone calls loan?
How bad is a phone collection going to effect my credit!?0clinton2012-10-12 23:31:29
Ok I am currently 21 years old, I have in the past without any co-signers got first limited credit card, then a loan for my Tundra that was about to 18,000.00, an additional secured loan and a small loan. I never missed any payments (all come from my account right after they pay me) and my assessment is very good. My husband suddenly holds the mortgage on their own and have never missed a payment. He has two trucks own and your credit rating is good too. Just wanted to point this out so you do not think it's something vague that pays my bills! MedlinePlus MedlinePlus HOWEVER! when I was 18 a few months after they moved house and all the region that I had my first cell phone from Bell. Unfortunately I had horrible service from them. When we moved to our permanent home I called and asked to change my address. I also wanted to try the electronic bill feature to have for me to go to my account in my email. I never received one. OK. So I also gave them my number as a contact BF. After everything I've checked my account and find after two months, my bill was over $ 250.00! I had no property. only text and phone. So as you can imagine he was upset and asked for a breakdown of the bill. rather well I never heard back and I went and check the amount due today and paid the bill through my bank later I received a letter threatening mail collections. Well, I called them to let them know and I learn that has already been sent to collections. They were calling my mother after I gave my BF "s number! Say the least I'm pretty upset. MedlinePlus MedlinePlus I can ask the bell? Take this off my credit score because it really was not even notified of being sent to collections for the first time? How bad is this going to hurt? MedlinePlus MedlinePlus Two of my loans will be paid in the coming months and I'm getting married in July, so I wanted to get another loan for the wedding. Can I do it? ? MedlinePlus MedlinePlus MedlinePlus MedlinePlus
What can I do about Harassing phone calls?3jeng2012-11-05 06:56:02
This woman calls me every day at least , has called the work of my husband , my grandparents , parents, your job ... and tell them confidential information about a debt that I have a credit card over a year ago. I saved all the threatening voicemail where she admits to everyone who has called . It also says that I need a lawyer and threatens to take the court, I know that since an unsecured loan in Texas can not do that . Is there anything I can do to stop telling everyone I know of my debt ?
I keep getting weird phone calls?9Alok2012-10-24 11:43:01
There are two numbers that consantly call me : 713-370-0507 and 805-367-4404 MedlinePlus It is always the same Indian / Arabian person and I can never understand the messages . Well , I was finally able to play one day and said something about a federal case is suing me and if I call back they send an agent to my workplace .. they called .. come get me ? I'm not the type of person to engage in any type of legal matter , so I have no idea where it is coming from. Or how do you know my name , social security number , address , phone number and workplace. And when I call the number back its just a greeting that says hello and then hangs . I'm so confused! I do a lot of online shopping, and recently applied for a payday loan or two , but other than that , I do not give information to anyone . I reported both of the numbers , but the calls keep coming. Any advice would be greatly appreciated!
How to stop unwanted phone calls?1hallucinogen 2012-09-06 03:25:05
I know everyone has business people calling your house to try to sell something or to consolidate your loans . MedlinePlus But I'm sick of them , today I had 4 of these calls in an hour, that 's ridiculous . MedlinePlus I bought one thing from my provider that held call numbers , but now sound and leave your numbers! Is there any way to stop these numbers '0845 ' calling my house ? ! They drive me crazy . MedlinePlus They call until 8.30 at night and is very annoying , I come home from work and want to relax not respond to phone calls nonsense! MedlinePlus MedlinePlus Please help !
Sallie Mae/Harassing Phone Calls?0ultra2012-11-04 10:39:42
On 3/25/08 Sallie Mae started calling our home every 2 hours. The 1st time they called I told them that he (my son) was @ work & the best time to contact him is after 4:00pm and he goes in @ 5:00am. After that 1st call @ 9:52am they continued to call every 2 hours for the next 4 days. I tried talking to a supervisor and a manager & they were very rude to me telling me they can call as much as they want and when they want. After speaking with the manager who was extremely rude to me. She started yelling at me "are you saying he does not live there" and I kept telling her he lives here but is @ work. They even wanted me to supply them with a work number. I am very upset and still very afraid of when these calls will start again. My son is not trying to get out of paying his loan. He has only been out of school a few months and has landed his dream job making very good money. I even told them this. Is this legal 2 keep calling every 2 hours 4 four days straight?
How do I stop harassing phone calls?0Tomercena2012-10-17 01:38:14
This man with an accent called saying a month ago that took a cash advance online . First call all he knew was that he was almost a grand but if I paid at that time was to take 5 Somehow something that I said it did not take a payday loan and did not know that . Next call I 'm going to jail for fraud, theft by deception . I still said no and can provide bank statements . He said he has 19 tests you did. I have two and I did not know that my bank can prove it. He informed online CyberCrime Unit , because in fact knows all my information . Today I have another call on my answering machine is now ( cybercrime ) and I have to call him. I'm so tiered of this type , but this time the number was blocked . BTW I have a loan in April with a problem , and it paid as I was called three times and was as sure of that said yes
ACS Legal Department harrassing phone calls...What should I do?0SAN2012-08-12 06:02:03
I had a gentleman call me yesterday leaving a voicemail disturbing. He told me to call him as soon as possible because of my social security number are being attacked or something with a complaint. When I had called and asked Mr. Austin White was called by what was not there and asked who was your supervisor I gave my name and he started telling me of my personal information and asked if he was right , and so on. He then stated that I had with the company money . I asked what company told U.S. Cash . It was very difficult to understand and sounded like it was from India or something
Phone calls claiming lawsuit, spam or not? Help!?0Jazmyne2012-09-26 12:17:03
Back in September 20 , I received phone calls from two or three numbers saying there was a lawsuit against me and I had to call back immediately . However, to call the numbers do not go through , or is something else entirely. Not only called me , but I called my boss too. He kept calling even though said not to contact me and hung up. Finally , seemed to quit, but then today the same person called again , now claims to be an officer , saying he had to contact me as soon as possible and that if I did not call back then so help me God . The number he called from is not even in the format xxx - xxx - xxxx instead of 4 digits at the end is only 3 ( so it seems xxx - xxx - xxx ) , and the resulting number is constantly busy . How do I get these people to stop calling ? They called my friends house also somehow arrived at that number . The boy does not speak English well at all (sounds of India ) and is starting to drive me crazy . This is correct spam ? MedlinePlus MedlinePlus PS . He said it is suit me for a loan application . I fill out a loan application online some time ago , but not receive any money or anything and unsubscribed from what I thought was everything.

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