Advice needed! I have no savings but would like advice on whether to rent or buy under current conditions? related questions

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Advice needed! I have no savings but would like advice on whether to rent or buy under current conditions?0almost there2012-09-07 06:25:15
Basically , I have no savings, but not bad and win a wage when the bank the other day to a separate topic advisor mentioned (obviously , in your sales pitch ) that she had just checked , and the bank was willing to offer a loan of up
Provide advice on steps that this family should take considering their present conditions.?0Kate R.2012-10-03 00:24:42
Consider saving, investment , debt, and financial decision-making information on the provision of advice . MedlinePlus Jennifer Barry is 25 and is only a few years of college. She is $ 23,000 in debt. Of this amount , $ 16,000 is due in student loans and $ 7,300 is owed on two credit cards with high interest rates. She has no idea what to do in terms of retirement or savings , especially with the debt you have to pay . She worries that she does not have much to fall back on if your car breaks down or you have any other emergency . After paying her bills, she wants to buy a house and a new car in 10 years . She also has a negative net worth . ( At this stage of his life , his debts , $ 23,300 , surpassed its assets - $ 5,600 for a negative net worth of $ 17,700 . ) Its assets consist of $ 800 in a checking account and a $ 4,800 car . She shares an apartment with a friend and pay $ 350 a month for rent, plus $ 320 toward your debts . She earns $ 28.900 per year ( $ 2.408 per month ) . Last year , received a tax refund of $ 685 and spent it on clothes and household items . MedlinePlus SHE NEEDS ADVICE .
Ok advice needed please?3Sara & Anonymous2012-10-14 13:30:03
ok I got a phone call from a company called Loan Party saying he had applied for a student loan online ( do not remember , but have applied for a student loan before) everything was fine until they asked me to send photo ID three months of bank statements , lease and utility bills. this made me very suspicious so when asked about the processing fee that I just said I'm sorry I have not just cancel the request . Why would they ask for this and is a real company . do have a website , but I'm very suspicious now .
Help and Advice Needed!?0Evelyn2012-10-04 09:12:15
So the thing is that I 'm going to give this pony ( oh yeah by the way I 'm the person who asked for advice to convince my parents to get me a pony and have to loan agrred first! ) The person who always paid before he galloped in the corners of the school a barely jogged . So time passes everyone a corner Canters trotted him coming out of it , as it only fell faster and faster into and through the corner . Any advice on how to get him to stay on the trot ? He is naturally a good pony wizzy but behaves very well think it was just a bad habit taught . Moreover , it will not pick up his left front hoof . Every time I try to either collect the opposite , or puts it straight down . He's fine with everyone else except this and it is so nice to each other . Thanks for all your help - I know I'm asking a lot ! :)
My Savings Account needs Attention, advice please?1peewee2012-08-14 20:57:34
Here is my situation I have 43 years , I am working full time and attend the local community college part time. I calculated that in three years, I transferred. I do not want to get a loan at this stage of my life, and thus saving money to pay my tuition and living expenses. Therefore, I am seeking at least $ 50,000 I also have additional savings aside. So here's what my finances look : Personal Financial Situation Gross annual salary : $ 40k Mortgage: $ 0 All was paid ($ 800.00 rental income ) Outstanding Debts : $ 0 Payment of outstanding debt 2 years ago . Savings: $ 10,000 + (now ) Retirement : $ 65,000.00 / I.R.A. Objective :. To build a savings of at least $ 50,000 for college tuition / Living expenses , And establish a regular savings account . Help ! suggestions please ! NOTE : I'm not interested in getting rich schemes online . Please do not waste mine and your time. Thank you.
Buying a car, advice needed? What would you do?0Rika2012-10-03 04:15:14
Is it me or am just a person who does not trust people .. What would you do ? My mom tells me to trust a bit and give the lady the money - it does not mess up .. Here's the deal . Lady is selling a car and owes about 5K on it .. She wants me to give him cash 5K (which I have) and she will write a letter to buy the car .. Then I leave and go home and wait to hear from her a week later when the title arrives in the mail .. I guess I trust that? I guess I trust you are going to pay your loan off with the money I give her ? She is getting the title after the loan is paid becuase then sign the title to me and give me the car and the title a week later ? People actually do this and trust in this scenario ? I said NO WAY .. I told him to repay the loan with their own money and then call me when you get the title .. Does your other to do this without the risk of being burned?
Advice needed badly! Please help...?1Help10012012-08-27 20:41:15
I was having a discussion with my parents about money issues . I can get a loan every year of my college , because I am a student . I give this direct loan to my parents take care of their expenses , etc MedlinePlus Yesterday we were having a discussion about the use of credit this year to buy a car for me . My parents were a little hesitant because they do not like the idea of my driving at such a young age . I was trying to convince me and said something like " It's my money , after all ." At that moment I wanted to say this to go which means " It's my money we're spending on this car , and you are not spending any money on it, so that makes me feel good." But later , I was thinking about this and I worry that my parents took this as " It's my money , not the money , I'll do whatever I want with it " , because it really hurts. MedlinePlus MedlinePlus I want to talk to them about it, but I do not want to hit that " Yesterday , what I meant was ... " because that would be really embarrassing . The other forms .
Financial Advice Needed! Please Help!?2Rose_Mary2012-10-26 14:42:02
We are 29 and 30 years of age. MedlinePlus MedlinePlus We currently have $ 22,325 in savings. We have zero credit card debt , but have student loans of $ 14,000 and $ 4,000 , along with a car payment of $ 9,000. We currently do not own a home, as only working part time , but rent. We're nervous because we have a child who comes in the next couple of weeks . MedlinePlus MedlinePlus So with that said , I wonder what we can do to make money with our money . We currently have $ 2,325 in a savings account rate is MAX 3.0% interest . We have $ 16,000 in a 5-month CD 4.69% interest and $ 4,000 in a CD 3 months at 3.27% interest . MedlinePlus MedlinePlus What should we do with our money ? We do not want to take risks in the stock market , but want to get more of a return on our money , then we are now . MedlinePlus MedlinePlus Please help, suggestions are welcome !
Help Please! Serious Legal advice needed.?0luna2012-11-02 13:58:59
My best friend got several thousand dollars from her Dad when he died, she invested it in a house, however due to credit problems her boy friend co-signed with her and his name is now also on the loan of the home, his health is going down hill, does she need to worry if he has to go into a care center or he dies about his creditors or his children having any claim on the equity they have acquired in the home? Her boyfriend is telling her no, that would never happen and not to worry about it, I am telling her she needs to go to a lawyer. Thanks for any help.
Urgent advice needed!!!!?7quita2012-10-16 22:22:03
Ok I think my boat just sank . I have approx . 30K in credit card debt , I have a personal loan with a balance of 10 km and a car loan with a balance of 6K .. We also now have medical bills of 6.5K . I have not been late on any of my payments for personal loan , car loan and credit cards . I have not been able to pay medical bills at all. They have not sent me to collections yet, but have threatened . So now my cards are out of control because the minimum payments barely jumped . I was in a deal of interest of 1 % a year , but now I can not afford the payments . I have not been using the cards to pay than some of the smaller medical bills . Just doing 37K a year before tax , and the rent is $ 450 per month. You do not earn enough to pay all my bills and still eat and I'm not sure what to do next . Should I let my credit kill and resist until I get a better paying job ( activly looking) Should I try to Consumer Credit Counseling , or should I file for bankruptcy ?
Divorce advice!!! help needed!?8JoshelaT2012-11-03 09:21:02
This is a long so bear with me ! MedlinePlus MedlinePlus In January 2008 , my wife has left me . I was aware that he had some debts and I was angry ( very angry .. Not physically of course ! ) And left alone . MedlinePlus MedlinePlus No file for divorce as my wife said I just needed some space and so I waited . I continued , as he always did ( and always) to pay the mortgage , taxes , etc MedlinePlus MedlinePlus All my wives income , which was
Financial advice needed?0JaredNN12012-09-14 00:19:02
If you just graduated from school and got a job that pays $ 40,000 per year , how quickly you pay your $ 10,000 student loan ? Considering the fact that your spouse also has a job to earn 40,000 per year .

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