I have unpaid debts from years ago, may I still qualify for a mortgage loan? related questions

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I have unpaid debts from years ago, may I still qualify for a mortgage loan?3seal2012-10-25 17:23:02
Well , so the outstanding debt for years . Some of them might have already fallen, I 'm not sure. This debt was produced between 2000 and 2004 . Everything is from when I was broke and in college . Two small utility bills and credit card . MedlinePlus Currently , I am only responsible for my student loan payments and other regular bills like utilities and rent. I have no car payment , in fact, I paid my car payment last about 2 years ago . MedlinePlus MedlinePlus During the last 4/5 years I have had the good credit standing . I have steady job professionally since 2004 . I've been at my current job for 2.5 years. MedlinePlus MedlinePlus The loan amount that I'm hoping is MedlinePlus $ 150,000 MedlinePlus Please provide knowledgeable and avoid trying to run your site so you can make a little money , thanks !
Help with an ex and unpaid debts?1Mayette2012-10-24 18:16:02
I was with my ex partner for nine years , have two children together and a mortgage together . But a couple of weeks ago I learned that I had a loan ( unsecured home ) was not paid for the debt my ex was in his name . but the creditor has gone to court to ask that if the house is sold the 10K (which you should ) addresses them . MedlinePlus MedlinePlus But my ex does not live at home any longer and that is selling the car that caused the problem , because the debt is in the house I have to lose 10K mean when my ex sold the car has to give me half money when the car is sold
Do credit card companies or loan/banks get ur car for unpaid debts /loans?0David2012-10-15 22:45:03
do credit card companies or loan / banks get ur car debts / credits ? Unfortunately I lost my job two years ago . Now I'm working but paid very little about a third of what he earned so I can not yet afford. I can only pay utility bills .
Leaving uk unpaid debts behind n going back home3Garz2012-10-26 15:28:46
" I have been studying in the UK for the past four years , I have accumulated a debt amounting to almost
Can I still apply for federal student loans if I have lots of unpaid debts?0Curry cat 2012-11-04 01:35:13
I will need to file bankruptcy but also going back to school soon. How will having unpaid debts affect my application for federal student loans?
Could a 3 year old unpaid car loan affect a mortgage approval?1Anna-Marie2012-10-21 12:57:03
We stopped paying our car loan ( credit card consolidated stereo) , and had a lein on it, then when it came after my boyfriend for her, decided it was not worth enough to pay the consolidated loan . He probably owes 10,000, but has not been contacted or anything in about 3 years. I apply for a mortgage will be a write- off , or if we have a chance of approval ? We have been on good terms since then, there have new debts , and credit cards , nothing . He makes decent money and have been paying the rent 1200/month for three years. And if approved , the creditors could put a lien on the house ?
Is it possible to qualify for an FHA loan if I havent been working for 2 years?0malna2012-11-03 20:59:45
I have had a steady job for a year and a half, will this be a major problem when qualifying for the loan?
I just purchased a franchise that has been established for 15 years, do I qualify for a SB loan from the bank?0Joseph B2012-08-21 23:11:02
The franchise has been around for 15 years and is very profitable . I would like a small business loan to buy a new company car , computers, equipment, etc. How I can qualify?
If you're planning to purchase a home in the next few years, is it best to pay debts, or save a down payment?0Jaycee2012-11-06 02:42:02
We only have two debts : a car loan ( about 14,000 left at 4.6% ) , and graduate loans my husband about 72,000 students (left ) . Is it better to put the extra money to get one or both of those debts paid before buying a house , or should we be putting extra money aside for payment, to try to have that nest egg 5% ready ? Ideally we would both be able to pass , but ... giving financially smarter ?
Will I qualify for a car loan even though I haven't had steady employment in years and I have terrible credit?1ninaprtyrtyvfbhf2012-09-30 12:16:02
Ok I have not had a steady job in more than two years because of a mental illness that I am trying to solve. I worked here and there for a couple of months at a time because it's hard for me to keep a job , but I am in counseling and I am determined to find a job to save money for a car and change my life . My credit score is about 400 and it is very bad and I owe more than $ 5,000. My question is ... How long do I have to be in a job to qualify and how much I have to put up for a down payment ? I am eligible for a car if you worked 6 consecutive months and saved $ 2,500 for a down payment? There has to be a new car. I would be happy with the car that is 5 years and $ 7,000 . Do you think you can qualify?
Mortgage Loan & Debts?2Sostine2012-10-26 06:41:01
I have a credit score above 700 (about 720) . The only debt I have is a small student loan payment and a car payment that is less than 1 year left on the loan . And I pay in full the credit card transactions each month , so I do not have a balance . I have the money to pay the car note. If I did that , would it be possible to get a mortgage rate me best ? I made the debt ratio calculators and it shows that I have a ratio of 16 % and pay the car would reduce to almost nothing . I was pre -approved for a mortgage last year with the same debt , as now ( although the car note was higher at the time) and I was pre - approved for a loan .
How likely is it that a bank would consolidate other debts with a new mortgage loan?2Trissy2012-10-01 17:29:02
I'm looking into buying a home, but would be much more affordable to do so should my other two big debts will be consolidated into the mortgage . How likely is that this is even a possibility? The two debts include the last year and a half of my car loan ( about $ 7500) and credit card debt . I like to have a co -signer on the mortgage .

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