Banks error? advice - urgent!? related questions

Answers
Asked by
Updated
Banks error? advice - urgent!?4mitchell2012-10-21 10:42:01
MedlinePlus Ok , so it's my 30th birthday this weekend . I have returned to college to study , therefore , the funds are low ... I asked my bank to change the payment date for my direct debits and bank loans to 22 August .... I wrote to say that it is all done . Even cleared and confirmed the dates ! So today , I can check my account ... theres no money there. MedlinePlus I'm so upset ! Their celebrations b.day my morning ! I can not even afford to go ! MedlinePlus I spoke with my bank manager that tonight was helpful but could not return the error! he tried to return a May load to soften the blow . He said he's 99% sure the load should reverse myself again tomorrow .. but there is a possibility that his approach as a Saturday ! Does anyone know if you can still go in the morning ? My bank is HSBC . MedlinePlus Im not sure how things work and I'm very upset ! I have left with nothing ! that will ruin my celebrations ! help! xx
Can Banks make error on loans?0Airelle2012-09-21 10:11:03
Hello MedlinePlus I had a loan with NatWest about 9 years ago , I could not keep up with the payments and was handed over to a debt collection agency who have been paying for about 6 years , 3 months ago NatWest sent me a statement saying the bank account was closed the balance is
Urgent need of advice?0ggg2012-10-04 14:13:22
After serving 13 years in the military , I had to give my notice because my dad is not well in another country and the army is not going to go up close to him , so I had to unsubscribe. I deeply regret this as I love my job . MedlinePlus I feel very sad and depressed its ben 2 months and still have not found work even though I am a teacher and a lot of qulifications . I have fear that I've made ​​the wrong decision ? I have 10 months left to pay off a loan before going to the country and then my dad lives . I have no fear that it will be financially secure , or fear of not having to find a job that I enjoyed as much as the military and also afraid of losing everything . Why is it so hard to find a job these days. I applied to 70 schools responded yet .
Urgent advice please...its my birthday!?6kneon2012-10-22 06:17:53
Help ! my bank have messed up big time! .. advice? MedlinePlus Ok , so it's my 30th birthday this weekend . I have returned to college to study , therefore , the funds are low ... I asked my bank to change the payment date for my direct debits and bank loans to 22 August .... I wrote to say that it is all done . Even cleared and confirmed the dates ! So today , I can check my account ... theres no money there. MedlinePlus I'm so upset ! Their celebrations b.day my morning ! I can not even afford to go ! MedlinePlus I spoke with my bank manager that tonight was helpful but could not return the error! he tried to return a May load to soften the blow . He said he's 99% sure the load should reverse myself again tomorrow .. but there is a possibility that his approach as a Saturday ! Does anyone know if you can still go in the morning ? My bank is HSBC . MedlinePlus Im not sure how things work and I'm very upset ! I have left with nothing ! that will ruin my celebrations ! help! xx
URGENT!!!!!!! I need legal advice!!!!!!!!?1hOrNy deViL 2012-10-15 13:22:03
I signed a loan agreement and promissory note to receive a personal loan . Under the agreement that ended my part of the contract of loan collateral in the form of prepaid month 5 . The agreement provides that as soon as I send my participation in the funds would be released within a specified period . This period has been up for days. I talked to them this morning and they said they will not release my loan until obtain liability insurance through them . The contract says nothing about insurance . What are my legal rights ?
I NEED your advice to help my friends mom. URGENT . PLEASE!?2Alen2012-11-02 19:25:02
a friend of mine is in a bind . please any advice I have . his mother, who is "old fashioned " has always depended on using cash and never appllied a credit card , or when necessary to apply for a loan , buy a house , or anything that requires a credit check . that is, until two months ago , when my mom and her friends went to the bank to try to have his mother co - sign a small business loan . his mother should have been approved right? but the bank said its credt was very bad. this is when you requested a report from a credit bureau ..... learned that someone in the human resources department that your mom works that has a known problem with the game that is using information from her mother to apply for credit and list his name as "AKA " . this means that my mom friends have your credit and damaged reputaion truth ? MedlinePlus MedlinePlus please help me to help my friend . What can we do with this person using the identity of the mother of my friend as her own ? ? ? ? ? ? MedlinePlus MedlinePlus Is this what you call it identity theft ? ? ?
Urgent advice needed!!!!?7quita2012-10-16 22:22:03
Ok I think my boat just sank . I have approx . 30K in credit card debt , I have a personal loan with a balance of 10 km and a car loan with a balance of 6K .. We also now have medical bills of 6.5K . I have not been late on any of my payments for personal loan , car loan and credit cards . I have not been able to pay medical bills at all. They have not sent me to collections yet, but have threatened . So now my cards are out of control because the minimum payments barely jumped . I was in a deal of interest of 1 % a year , but now I can not afford the payments . I have not been using the cards to pay than some of the smaller medical bills . Just doing 37K a year before tax , and the rent is $ 450 per month. You do not earn enough to pay all my bills and still eat and I'm not sure what to do next . Should I let my credit kill and resist until I get a better paying job ( activly looking) Should I try to Consumer Credit Counseling , or should I file for bankruptcy ?
Urgent Loan or Advice required?0Liberty2012-09-20 19:02:05
Hi all, so do not make a long story short my husband has left after he learned of his adventure ..... He has taken all that was valuable and took my money debt and three children to support. I am looking for a short term loan that I can get one from the shore ( I asked ) and pension credit have considered personal, but they charge a lot and it would be difficult to pay . Please do not think that I am a doer of good deeds will not work my daughter has a heart condition and needs a lot of attention . Does anyone know where I can be able to find a loan and personal finance Christmas is for children . I do not mind working from home , as long as there is no set up fee as I am bound . Any help much appreciated.
My Business-help needed urgent advice?7T. J.2018-07-28 02:40:42
Hello , I need advice on my business from someone with experience. I am an electrical contractor in the UK. I am a sole trader ahve any of the employees . I ahve been Tradeing for 3 months. I've had some work , but not much small income so far. I advertised in local newspapers , but had no response hve . I only drive a small car that is nopt advertiseing my company too. My question is ..... I need a truck that is shown in writing , so a more professional look and tells me correctly. Unfortunately at the moment has no sufficient funds to get through cash. Should I get a business loan of, say,
Colege and love of my life need advice PLEASE - URGENT?0upbeat2012-08-30 04:27:13
I have met with no doubt in my mind the love of my life . We live in different states and now I 'm going to be with her . At 18 I have to go to the freshman college degree . I applied and was accepted at a $ 18,000 per year in college and I FAFSA awarded $ 3,500 in total loans . I made $ 20 last year due to hard work , but now heres my situtation . What sould I do? Marry my love and declare myself as an independent for more finacial aid ? Would I can get more information? How much more ? What you could do is ... do not go to school for a year and work for my car was installed over a car and an apartment ....... and maybe build my credit because I have none. Im considered a good student and I need advice on what to do with my life . MedlinePlus MedlinePlus PLEASE ADVICE
My banks keep messing up my loans/terms, any advice?0loiloi2012-09-10 05:51:04
I had some loans through my partner, I used a small car for about $ 6,000, a larger one for about $ 28,500, and then we had some stuff combined to make at home, etc, what was a capital house for about $ 30,000 ... all in all those joined about a year or two fairly closely though, and it all started as lines of credit, fixed interest rates. MedlinePlus MedlinePlus We both continued to make payments on time, and were in excellent condition, this credit crisis hit all ... our credit cards, some of them, was cut boundaries, one or two just ended ..... then two of these credit lines became variable rates ... and then if that was not enough, fell terms of say 6 to 8 years to 5, like ... MedlinePlus MedlinePlus and just today I learned that they are freezing, the two of them, and they are no longer credit lines simply loans .. that completely eradicates drawing more on what we say at a later date. MedlinePlus MedlinePlus MedlinePlus So now I am very angry about everything, because I feel that we are messed around by these banks just because they "can", despite having a good credit if not great, make our payments on time, and that in Actually not that bad of outstanding debt is not all in the name of a person. MedlinePlus MedlinePlus is just ridiculous though. We have been paying, and we still have plenty of other funds available that we never use, and income is good .. everything is good. MedlinePlus MedlinePlus So now I'm depressed becuase in the last year, with all this slashing, that really put a dent in the possibility of withdrawing espeially for necessary things like health accounts. MedlinePlus MedlinePlus MedlinePlus So from now on I would like to know what the best option would be? MedlinePlus MedlinePlus Should I leave well enough alone, or should I try a different bank and then only a few consolidated into a larger loan, or try to get a line of credit and transfer and pay only one, pardon my language, cr @ ppy loan offers we have now? MedlinePlus MedlinePlus Another concern is that with this debt, which is not astronomical, but it's still a bit ... MedlinePlus MedlinePlus Will they be less likely to pass, especially if it's safe? Is it going to help anyone .. and not only over the phone and Internet, and perhaps placing a guarantee or insure can help with something? MedlinePlus MedlinePlus MedlinePlus MedlinePlus The thing is, I used personal credit lines to have a safety net in case of an emergency and I mess over spend, or what financial crises can arise especially in this economy, and it is something that you pay but also can be reached if needed. MedlinePlus MedlinePlus It's great for bailouts, but now banks are severely cut down, and well .... not much available. MedlinePlus MedlinePlus MedlinePlus So I'm very upset about it. I mean I can understand the economy is bad, but ... these banks are not even give early warnings to warn about changes @! MedlinePlus MedlinePlus They never notified us of this recent change in becoming only loans and lines of credit not got it approved. MedlinePlus MedlinePlus no letter in the mail, it just happened. MedlinePlus MedlinePlus All this is, of course, Bank of America! MedlinePlus MedlinePlus the other is the capital, and well so far. MedlinePlus MedlinePlus MedlinePlus MedlinePlus Bank of America is a bad place to do business? MedlinePlus MedlinePlus MedlinePlus Even treat their loyal customers like dirt and have been betting with them for long! MedlinePlus MedlinePlus MedlinePlus Very depressing I say. MedlinePlus MedlinePlus MedlinePlus What are our options? I do not want to get into some debt consolidation, either because I totally can pay bills loans etc, tey're not much considering it is widespread for many years, and they serve a great purpose to withdraw money if are lines of credit.
Can anyone give me advice on buying a home when two banks have already denied me a loan?1Whisky Ï„? 2012-10-25 11:18:02
I have 26 years old , unmarried female wanting to buy a house . I have a full time job and pay all my bills on time . My income is $ 32k/year . My credit score is in the 700 high. The problem is that I have a high debt ratio of income because I have $ 40k in school loans , plus it has another $ 10k in credit card debt and a car loan . I'm trying to pay the $ 10k first, but after paying a little more than a minimum amount that they have no way of saving money for a house payment . I'm in the process of getting a second job. I have $ 15,000 in stocks that go toward the down payment. MedlinePlus MedlinePlus I made two mortgage applications and have not been approved either , because my debt to income ratio is 65% (I'm not sure what that means ) . If I paid the $ 10k would only be up to 59 % . MedlinePlus MedlinePlus Is there anything else I can do ? I know there are people poorer than me, live on their own . I hate having to live with my parents . Where are the resources ? I thought my dad co - sign, but when I asked what he was very hesitant and said he did not know if I would do that for me . I am devastated . Help !

Ask New Question  

  • You are not logged in,answer will be Anonymous.Set Nickname | Sign In | Sign Up
  • tags separate by ','
  • Shortcuts:Ctrl+Enter

Latest Questions