Is this an error on My credit rating....please help???

Answers:1   |   LastUpdateAt:2012-09-24 22:52:05  

Asked at 2012-09-02 17:37:04
This is what happened : I ordered Verizon Online in September , then I do not like what they cancled the account with them, then I was told I could keep the modem , so I did , then around febuary i recived a letter from an agency collection saying he owed money to Verizon , so I contacted them and they said they owed ​​money to them b / c of the modem , so the modem and retured Verizon told me they were going to resolve this, so I trusted , and now I went to get loans and regected tells me that my credit score is very low because the collection agency had reported me to the credit bearu . So I ask what should I do to solve this problem?
Answer1tomilolaAnswered at 2012-09-24 22:52:05
A similar situation happened to me about a Cingular phone I was told I could follow ( because my phone had malfunctioned ) , but I was charged . Dealing with them was that I canceled the service within 3 months of my getting " free" phone and charged . I was told this after the fact that it was a limitation on my phone recieiving free . MedlinePlus MedlinePlus Maybe this happened to you though said you can keep it ! MedlinePlus MedlinePlus To solve first make sure that there was an error on their part (ie , if you signed paperwork , read the fine print to make sure it is within the rights ) If there is nothing in the fine print has exceptions for modem , then MedlinePlus MedlinePlus Call again ( as frustrating as it might be ) and explain again , get in writing if they say " I will manage " MedlinePlus MedlinePlus Disputing the issue in your credit report and hopefully one of these forms will be resolved . MedlinePlus MedlinePlus If not tell them you want to take legal action , most companies have arbitration as a solution to try this . MedlinePlus MedlinePlus Good luck
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