I am preparing to file chapter 7 bankruptcy- can I include a payday loan taken 2 months ago? related questions
| Answers | Asked by | Updated | |
| I am preparing to file chapter 7 bankruptcy- can I include a payday loan taken 2 months ago? | 1 | llllji8kk | 2012-09-12 01:14:04 |
| I live in Ohio and I have read about the new law and I 'm confused - under limited luxury good 310 sec says " cash advances aggregating more than $ 750.00 that are extensions of consumer credit under a plan end credit facility obtained by an individual debtor or within 70 days before the order for relief under this title , are not supposed to downloadable " . I took the loan on August 9 and I have the intention to October 4 to avoid a court date Oct. 5 . to be within 70 days . MedlinePlus This is not a closure plan to open credit does anyone know if you can dischargedl ? If you can not , does anyone know if it will be forced to return the money at once or I can make the payments ? MedlinePlus MedlinePlus THANKS | |||
| What to include in Chapter 7 Bankruptcy? | 0 | Jaci | 2012-10-15 00:53:45 |
| I am filing bankruptcy on my own, and I've managed to find most everything. I'm confused about one thing , and I hope someone can help! MedlinePlus MedlinePlus When I enter my guarantee, non-priority debts , one of them says this on my credit report : MedlinePlus " Account charged off . $ 2,083 written off . $ 2,045 Past due course." MedlinePlus Does that mean that the total demand is $ 2,083, $ 2,045 , or I can add those numbers together ? MedlinePlus MedlinePlus And while we're at it , I know that my student loans can not be discharged, but I have a list somewhere that I owe . Are those unsecured priority debts ? Or is that being on the list , in the absence of priority with everything else ? MedlinePlus MedlinePlus Any help would be greatly appreciated! | |||
| Does chapter 7 bankruptcy include my cash store loan? | 1 | kiearra | 2012-09-30 03:00:03 |
| im filing for Chapter 7 and owe the cash shop is clean that too? | |||
| My mother co-signed a loan for me. I had to file bankruptcy but did not include the loan in the bankruptcy as ? | 1 | - Love Lock closure scared ' | 2012-09-19 01:53:05 |
| part of the payment plan . I paid out of bankruptcy . In fact , I was worth . Is your credit affected by bankruptcy filed because his name was on the loan ? | |||
| Can i include a payday loan and a second lien on my car in bankruptcy? | 0 | Furqan | 2012-10-07 21:16:03 |
| I originally took out a payday loan and auto loan pair pair of enrollment (second liens ) because we were going to leave and we had to find a place to live quickly. I was hoping to pay these back, but I lost my job and now owe thousands of dollars . If I file for bankruptcy in Arizona , I can include these loans ? ? Will I lose my car if I do? PD still I have the original lien my car too. | |||
| Would you file Chapter 7 Bankruptcy? | 0 | shaje | 2012-08-15 01:36:02 |
| I have about 60k in debt and a credit score of 500. I could pay the debt with a company consoldation debt payments are about $ 900 a month for almost 4 years. Agencey debt charges about $ 9000 in 60k amount in hopes of reducing its debt by 50 %. The credit score will eventually return and payment of the debt is settled show the credit bureau . Chapter 7 will show a bankruptcy for 10 years, although the scores will be within a year or less and the debts are gone forever. Getting a mortgage will take about 2-3 years , which is at the same time as the program of debt . What would you do if you take out Morales. | |||
| Can I file for Chapter 7 bankruptcy? | 0 | bonnierta | 2012-11-03 23:29:57 |
| My job is ending in 1 week and I will have no income coming in. I have 3 personal loans and 1 auto loan. They total up to be 92000 dollars and my payments are 1900/month for all these loans combined. If I file for Chapter 7, will I be able to start over with no more debt? I also have 17000 in my checking account and at this rate that will only last me about 4 months with no job or 8 months if I find another job right away. I just want to start over with 0 debt, even though my credit will be shot. Also, what should I do with the money in my checking account? I dont want them to take it, its all I got. | |||
| If i file for bankruptcy(chapter 7) what will i not be able to get? | 0 | samm ..to ms.sue | 2012-08-17 07:50:31 |
| like her he lives in a car loan that you can only make the minimum payments so it is suggested that should be declared bankrupt. Will I be able to rent another apartment? I have good rental history is only the car loan and some medical expenses , that something has changed ? | |||
| Should i file bankruptcy chapter 13? | 1 | Dhwani | 2012-10-24 23:44:03 |
| I'm on the verge of losing control of my debts . Am I missing some payments just to pay the other . My score is less than 600 so no bank lends me money , I've tried. No family / friends can help. I have read that chapter 13 is a payment plan of consolidation, which is all I need . Will this hurt or help my credit ? Should I go with a debt consolidation company instead? If so comany which is best? | |||
| In New Jersey what will happen if I have a car loan and I file for chapter 7 bankruptcy? | 0 | dories | 2012-10-11 00:20:59 |
| I was just approved for a high interest loan to buy a car but do not want the car if it will affect tha bankruptcy and I know that I can only keep a certain amount of assets and Im told my deposit account 13k warranty will be free and clear from his less than the maximum . | |||
| Should I file Chapter 7 Bankruptcy (Car repo)? | 3 | atiesha | 2012-09-13 02:01:05 |
| Last year, for me it was so horrible that it could even get a job that pays more than 8.00. I am about 25k in debt and im only 21 . This is including my car was repoed . I had a very large output from 18 , but the year was 20 was so overwhelming all my loans. Car , credit cards , and on top of the 25k to 15k I know student loans can not file for bankruptcy itself , but atleas those not in arrears. Should I go ahead and file Chapter 7 and start working on building my credit again , because after this repository 8.00/hr know my checks start to be arrested , and so now not even be able to work . Please help | |||
| Should I file for chapter 7 bankruptcy with my situation? | 0 | chaya | 2012-09-17 03:17:04 |
| I have 27 years old with a college degree that I lost my job last year and had to settle for a low-paying part-time job. I have student loans (to my knowledge have not been touched by the bankruptcy ) , but I have about $ 23,000 in other debt : MedlinePlus MedlinePlus Cars to 8,000 furniture company, in 900 , two credit cards in 9000, old apartment in 4500, Comcast 150. MedlinePlus MedlinePlus I know I would have to pay a lawyer to go through the process , but that would be a good choice ? I know nothing so if you have the time and the details more " idiot proof " knowledge , the better. Thank you. | |||