Joint credit. My son's score is 797, mine 613. If we become joint card holders - will that lower his score? related questions

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Joint credit. My son's score is 797, mine 613. If we become joint card holders - will that lower his score?1Camilo2012-10-08 07:02:03
I actually pay all your bills because it has Down syndrome . But I have a huge student loan debt and bad debt I refuse to pay , it is not mine. I do not want to hurt your score , but would like to improve mine. My recent history ( last 4 years is perfect ) - including a mortgage , 4 credit cards , revolving credit cards in May , a car payment , and all utilities . History student loan is perfect for the last 7 years.
Joint/co-signed credit card suggestions?0bettylouuu!2012-08-20 06:23:04
I am a recent college graduate with first real job , need to establish some credit before obtaining loans for graduate school next year . I am unable to get even a department store credit card due to lack of credit history ( utility bills , unfortunately in my name did not appear on the credit report ) . I'll have one of my parents co- sign a credit card for me . Problem is I can not find any online application that lets me add a co -signer - I'm not looking for anything with " authorized user" for the card. i need to add another person to the credit card company will pull the credit score to approve me ... and to report to the credit bureaus belonging to my own to build my credit . any suggestions ?
Question about credit score? is mine good or bad?1prashnildass2012-11-03 20:48:02
i pay my car loan , loan and credit card payments on time all but I have a few things in collections such as unpaid bills and cell phone accounts 100.00 denist .. my bad credit is due to this?
My credit score is 553 got secured card and installment loans can my score go up?0Stuff2012-08-29 11:56:14
Want a house in two years has 1 year of timely payments on car loan and 3 moths insurance card and secure a loan through a credit union trynna rebuild credit history make in my 75 years ka work
Are there Joint Secured Credit Cards?1Len2012-11-05 01:22:01
My husband and I are trying to build both our credit results in the next 12-18 months, so we can qualify for a decent interest rate when buying a house. We are trying to put about $ 1400 (possibly more) in a couple of credit cards. I heard that the fastest way to build your score is to have a variety of good accounts. He has a car payment in your score, as well as a payment of furniture. I have a loan payment of school. We were thinking of getting three cards each with two to $ 200 on them and the third with $ 300 and only then exceed 10% in each month and pay on time .. possibly even adding the limit from time to time (basically a form of savings that looks good on our credit. MedlinePlus MedlinePlus However, I wonder if you even need to have 6 cards between us .. Or do we only have three common cards? 2 which has $ 400 each and the third with $ 600? MedlinePlus MedlinePlus If you have a suggestion for a secured card to go with that reports to all 3 credit agencies please send me in the right direction. It would be great if they offered joint cards too. MedlinePlus MedlinePlus We are now seeing a CitiBank, Wellsfargo one one Card Orchard Bank (HSBC, which is that our car is through payment) MedlinePlus MedlinePlus Any advice would be great. Right now our credit ratings are hovering around 570 and I have been paying the old debt and charge offs and, just over a year and score my husband went for a while and then dropped surprisingly .. mine is a little less rent and I have accounts in good standing. I sort of feel like we're stuck in a rut. Aside from the $ 13K you still owe on the car that we have no debt left to repair what our seams only option to get a couple of secured credit cards and credit creation that way. MedlinePlus MedlinePlus Advice is appreciated!
Who's credit score is more important? Mine or my husbands...he works, I stay home?1pheasant2012-08-13 11:21:38
We are working on cleaning up our credit, which is really bad at this time. I have received your credit report, but have not received mine. He has a full time job , where as I am a housewife. So in a year when we start looking to buy a house whose claim to care more ? His or mine? We will be working on mine too, but I think we should focus on first. He owes a bit more than me, because it has a car loan in their (good condition ). I do not understand all this credit and do not want to spoil for focusing too much on his mine more when the mine could come back and haunt us . I would like some advice. Thank you !
My credit score is 511, does anyone know who will finance an auto loan with credit as poor as mine?0blanca2012-10-19 19:34:29
I have to buy a car that is safe for my 14 weeks old and I , and I have some very bad credit . 511 to be exact . Does anyone know of a bank or online bank to go for a loan . I have good income , and a little below. Any information helps ! MedlinePlus MedlinePlus Oh .. just so you know that I have a fellow sighner , and there is no possible way you could get one .
Whats the quickest way to bring up my credit score? mine is terrible and im not sure why? i have three credit?0Jarrad2012-08-26 14:46:17
letters that I have never been late for a bank loan guaranteed 've never been late on, and a new car so it was new two years ago , I have never been late on, there are some negative marks on my credit and have law lexington working in removing those . but my score does not seem to come up ! What I can do? I am a responsible , trustworthy , hardworking and I have a credit score toilet!
Joint Loan Question : will my not so great credit affect his?1Moreen2012-10-22 00:28:03
My boyfriend and I have a car loan together. Now he is worried that a bad thing in my credit card will affect your credit ... We have never been late on car loan - which concern just somehow my credit card will affect yours? I told him he is wrong - but I need some support .. any website would be ideal for a reference.
Could my pertner and i apply for a joint loan with my tarnished credit but good income?2Searah2012-10-04 20:52:01
my credit rating is tarnished , but I have a good income but my partner has an excellent credit rating and a steady income , but I would make the payments could apply for a loan together
Will a car loan lower my credit score?2Helene2012-09-25 10:52:03
I have a credit score in the 780S , currently on my credit report debt I have is a 11k my student loan ( gradutated only last year) and what is the current balance of my credit card . ( I use it to buy gas only - . I've never had a late payment and paid each month ) MedlinePlus MedlinePlus Now I'm adding a car loan for around 14k , does this lower my overall credit score ? I know you can because I have initially higher debt , but my credit score go back up when continue making payments on it ? MedlinePlus MedlinePlus I'm thinking of buying a house in maybe 2 or 3 years and I want to make sure my credit score will not be negatively affected by then. MedlinePlus MedlinePlus Thank you.
Will debt consolidation lower my credit score?3Kingsley2012-11-05 05:58:02
I have about $ 7,000 in credit card debt I have accumulated over the last 4 years of college. Now I am a graduate , can not find a decent job, and return to graduate school. I am having trouble even paying the minimum , and I wondered if I consolidate my debt if it would hurt my credit score. Oh yeah , and I owe $ 30,000 in student loans, but have been consolidated.

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