Personal Loan Online, I am trying to figure out if this company is legitimate? need some other opinions???!!?

Answers:1   |   LastUpdateAt:2012-09-12 09:37:03  

Question
torianna
Asked at 2012-08-29 20:43:14
I have no great credit and I'm looking online for a personal loan, I was emailed by a bunch of scammers who ask me for upfront fees of $ 250, so to get the loan from them. I have tried everywhere and I have decided that I can not get a unsecured personal loan. I showed up at a website that looked legit, and called me the next day by a company called Financial century constituted. Their website is www.century-financialinc.com. I have provided a secure personal loan with a rate of 8.75% from a 3rd party lender. Since we do not have the credit score to get a personal unsecured loan (meaning that recieve money unsecured or co-signer). This company has set for me 3 different options to ensure the personal loan. 1. co-signer. must have a cosigner with perfect credit. I said no thanks. 2. monetary warranty .... that have been outlined payments of $ 235/month to be taken direct deposit, have called for a lump sum of my first 4 months, which happens to be $ 940. Option 3. Insurance coverage is to have to buy the $ 1800, to secure the loan, after 5 consecutive months of timely payments, the $ 1,800 would be refunded. MedlinePlus MedlinePlus I'm seriously considering the option # 2, sending them $ 940 they said they would send securly via Western Union, and in 3-4 hours, the loan is deposited in my account, or it may have a certified check delivered to my house through FedEx. Only I have a concern that after I send $ 940, nothing will happen. I talked to this man wilcox adam on the phone, it sounds like a very nice, understanding, efficient financial advisor, I trust him expressed my concern to him and he assures me that this whole process is legitimate. someone can visit thier website for me, the website says a real address under the contact information which is always a good sign, let me know how the website looks to you, below is the first page of loan agreement that sent me. I'm on the fence about it, but I really need a loan, but I do not want to be ripped off. please let your views, or if anyone has experience dealing with this company? or process of this type of loan, Does this sound like things generally have to do? Please give your views ... MedlinePlus thank you very much MedlinePlus MedlinePlus MedlinePlus MedlinePlus MedlinePlus MedlinePlus MedlinePlus February 2, 2010 REFERENCE NUMBER: MedlinePlus LA239876 REP: ADAM WILCOX EXT # 223. MedlinePlus WANTED: MedlinePlus _____________ You can rest assured knowing you have made the right decision when choosing CENTURY FINANCIAL INC to act on their behalf, in the search for an appropriate solution to their financial needs. CENTURY FINANCIAL INC is committed to helping our clients achieve their financial goals since 1987. Owner and Co founder, Ronald Taylor, the vision is to win loyal customers through excellent customer service and as a result customer satisfaction 100%. MedlinePlus We respect your privacy and guarantee the information you have provided will be kept confidential. We see this as our responsibility and the minimum standard to meet and exceed our customers
Answer1GlenAnswered at 2012-09-12 09:37:03
Always use caution , but for sure you can check with the Better Business Bureau ( www.bbb.org ) your job is to ensure that a company is legit or not.
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