Question about credit score? is mine good or bad? related questions

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Question about credit score? is mine good or bad?1prashnildass2012-11-03 20:48:02
i pay my car loan , loan and credit card payments on time all but I have a few things in collections such as unpaid bills and cell phone accounts 100.00 denist .. my bad credit is due to this?
Joint credit. My son's score is 797, mine 613. If we become joint card holders - will that lower his score?1Camilo2012-10-08 07:02:03
I actually pay all your bills because it has Down syndrome . But I have a huge student loan debt and bad debt I refuse to pay , it is not mine. I do not want to hurt your score , but would like to improve mine. My recent history ( last 4 years is perfect ) - including a mortgage , 4 credit cards , revolving credit cards in May , a car payment , and all utilities . History student loan is perfect for the last 7 years.
My credit score is 511, does anyone know who will finance an auto loan with credit as poor as mine?0blanca2012-10-19 19:34:29
I have to buy a car that is safe for my 14 weeks old and I , and I have some very bad credit . 511 to be exact . Does anyone know of a bank or online bank to go for a loan . I have good income , and a little below. Any information helps ! MedlinePlus MedlinePlus Oh .. just so you know that I have a fellow sighner , and there is no possible way you could get one .
Whats the quickest way to bring up my credit score? mine is terrible and im not sure why? i have three credit?0Jarrad2012-08-26 14:46:17
letters that I have never been late for a bank loan guaranteed 've never been late on, and a new car so it was new two years ago , I have never been late on, there are some negative marks on my credit and have law lexington working in removing those . but my score does not seem to come up ! What I can do? I am a responsible , trustworthy , hardworking and I have a credit score toilet!
Who's credit score is more important? Mine or my husbands...he works, I stay home?1pheasant2012-08-13 11:21:38
We are working on cleaning up our credit, which is really bad at this time. I have received your credit report, but have not received mine. He has a full time job , where as I am a housewife. So in a year when we start looking to buy a house whose claim to care more ? His or mine? We will be working on mine too, but I think we should focus on first. He owes a bit more than me, because it has a car loan in their (good condition ). I do not understand all this credit and do not want to spoil for focusing too much on his mine more when the mine could come back and haunt us . I would like some advice. Thank you !
I've been having trouble finding a job lately and I'm wondering it this idea of mine will be any good?2Rheannon2012-10-21 02:09:03
I know a lot about computers are a hobby of mine and since I've been having a hard time finding a job I was wondering if I should post on I can offer consultations computing and other IT services , for a price, of course . This is not intended to be permanent just need some money to pay my car loan , which seems like a viable idea ?
Why would a long time credit user have a zero FICO score? And what are good ways to establish a score?3Chris2012-10-20 17:50:57
I applied for a home loan and was denied because my FICO score is zero . I'm not sure why. I have had the same credit card for 10 years , used every month , and paid in full each month. I also bought a car on credit , but it was canceled about 6 years ago . I know I 'm not a heavy user of credit (not debt is in my name ) , but I figured no bad credit shocks , which should have a great credit score . Sounds good I would have a score of zero ? I read that pay in full each month is a good thing , but it seems that it has not been . What are good ways to make debt quickly in order to set a bookmark ?
What web sites are good to go to request an unsecured loan with a good to poor credit score?1reggie2012-09-05 01:44:03
I am in need of an unsecured $ 25,000.00 to help reduce some of the debt .
VA loan, cheap house, work question - maybe I watch too much HGTV but this is a dream of mine?1tryphina2012-10-23 18:46:51
I have 18 months left in the service and I am seriously considering buying a home and would appreciate any advice or stories from experience here . MedlinePlus MedlinePlus I can not wrap my head around renting for a few years and throw all that money , to be honest , and one of my goals has always been to own my own home . MedlinePlus MedlinePlus I'm watching you live in southeastern Pennsylvania in Philadelphia and ideally working and going to school on my GI Bill . I searched and keeps running through houses that need repairs or obsolete houses for the price of a new car. MedlinePlus MedlinePlus I would get a 50k loan for a period of ten years or 15 ( even with a low credit score , monthly payments are about $ 650, which is manageable even with a part-time job ) . 35k will cover the purchase of the house , with 10 - 15k aside for repairs , new roof , floor , kitchen or bathroom, new water heater , etc. MedlinePlus MedlinePlus As long as the place is habitable and mostly cosmetic repairs , I do not mind living without floor or wall least for a while and do some work myself. I understand HGTV makes it look much easier than real life , haha ​​. MedlinePlus MedlinePlus Also, my motivation here is not " flip" a house or do some ridiculous profit in a short period of time , but to create a home . MedlinePlus MedlinePlus Is this possible ? What problems do you see in the plan? Have you done something like this ? MedlinePlus MedlinePlus Thank you !
Is it possible to go from no credit score, to good score in 12 months?0Anita Gunter2012-11-02 10:08:03
im 22 , i am trying to buy a house , but I have no credit score at all. I have a few negatives , worth less than $ 2k , 12th is realistic ? random things , including B & G Music $ 50 ( from when I was 13? ) cell phone plan $ 400 ( my mom started in my name and never paid ) and a gas bill rose from $ 75, and a credit of $ 500 ... I need to acquire a mortgage in 12 months max , this can be done ? My lender told me to get a secured credit card , it even got to that declined bc of " insufficient credit history " , I do not know where to start even now. Do I call people I owe? And where I can get positive credit if I can not even get a secured card ? please help, I'm trying to buy my grandmothers house , the estate executive give me 12 months to get approval and buy! Thanks for your help !
Is this credit score good?0JohnPaul2012-10-15 06:52:54
I know there are a lot of different things that make up a good credit score . I also know that a high credit score number does not necessarily mean all that much if your credit history is strong enough to qualify for big ticket items . MedlinePlus Now , the last time I check my credit score was 680 . Since then I have : MedlinePlus MedlinePlus In charge of an unsecured loan for a mountain bike ( all the time ) MedlinePlus In charge of an RV camping trailer ( all time too) MedlinePlus You get a card from JC Penny in MedlinePlus $ 1,000 limit Get a small visa card for $ 500 ( used and then paid off several times ) MedlinePlus ( Both letters have never had a late payment or finance charge and has always gone over the limit , and both remain active in good condition ) MedlinePlus MedlinePlus To my knowledge before making most of my credit card was 680 . SO , my question is : MedlinePlus MedlinePlus With a credit score of 680 ( the last time I checked ) and a story like this , is this a good credit score and history ?
Is my credit score good?1hook*up 2012-09-18 22:26:09
I have 21 years and my credit score is 676. I've never bought a house or a car , but I have some credit cards that make payments on a regular basis ( in time and above the minimum ) . Also I have student loans . MedlinePlus MedlinePlus I am a full time student and work part time. I live with roommates ( not at home or at school ) . My car was paid in cash , and is a great value . MedlinePlus MedlinePlus Is this score comparable to other people my age and at this point in their lives ? Thanks in advance .

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