Taking out loan to consolidate credit card bills...? related questions

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Taking out loan to consolidate credit card bills...?4Carrolynn2012-08-21 23:29:03
I'm taking a loan for my credit cards considate . Is it better to pay those with a higher interest rate for the first time ? If so, where does the money first , rates higher or lower. (eg if you only pay a portion of a bill ). How will this affect me for the monthly amount ? I'm thinking of paying the higher payment (eg , paying my car loan is $ 250/month . , I owe $ 1800 on it. ). Pay is now completely get rid of much of the money going out . I'm confused !
Consolidate medical bills with credit card bills?1i.miss.you2012-08-17 12:29:31
I have about $ 5,000 in medical expenses, I'm paying about $ 125/month without interest. Also I have about $ 6,000 in credit card bills and I'm paying about $ 200 a month , with approximately 15 % interest. Would it be wise to consolidate all my debts and get a loan of $ 11,000. I did not know whether it would be good to include medical expenses because currently there is interest in them.
My husband and I are thinking about taking out a loan to pay off credit card debt and medical bills.?9ara2012-09-14 09:10:03
Our house is paid for and their parents think it is a bad idea to take out a loan for unsecured debt in trade to be sure the house. While this would save about $ 500 a month to not have or put something else on the cards and just pay cash? Good idea or bad and if so what kind of loan we have?
Looking for a loan to consolidate my credit card bills.......?3Twistin' my 25% larger shirt around my h 2012-11-02 16:34:02
I'm looking for a loan of 25- 35K. Have a steady job , but because I have different cards in hand, I'm paying too much interest . Willing to pay 1000 per mth if I get the loan. I hope to get a loan in Singapore, legally of course . Is there anyone there who can help?
I would like to consolidate credit card debt by taking a loan out without using my house.?0krys2012-08-06 12:29:01
Can any bank or lender to help? I can afford a payment of interest of 10 % or less instead of paying 28 or 30 % as the loading of credit cards.
What should I consider when taking out a personal loan to consolidate credit card debt?0Francisca2012-08-06 15:55:02
I'm thinking of taking $ 3,000 maximum. I talked to my bank to ask about rates and charges, but have not yet submitted an application or have had a credit check, so do not know what rates they are offering. Since I have fair credit and debt to income , I am considering the effects of a personal loan in my financial health over the long term. You may need to take a car loan in the coming months , and as I have understood , the reduction of debt from my credit card through a personal loan will have a net positive effect on my credit card , reducing the rate my hypothetical car loan . < Br > So I'm wondering about what to consider before taking the personal loan. From now on , I know a) you will need to be sure you can pay the minimum monthly payments and b ) the loan rate is lower than the interest rate on my credit cards Besides, I take a loan for the total amount you owe, or some other percentage , and pay part with cash on hand. Should I go through my bank or other institution if you do not anticipate missing payments or paying late ? Thanks in advance . I appreciate your time and consideration. Please sources and users who respond only qualified!
Should I take a loan out using my coop to consolidate and payoff my credit card bills?2Qt310952012-09-07 22:08:03
Hi , this is a second similar question I asked .. the previous question I asked if I should use a line of credit to consolidate my credit card 22000 .. consensus on this? NO MedlinePlus But since I have full equity in my chicken coop ... Would not it be a good idea to ask for a loan at 7% to pay my credit cards for a period of seven years ? 390 would be approximately one month . My reasoning is as follows : 1) the interest is tax deductible 2) I can avoid making the mistake of a late payment bring my interest up to 15% on my CC MedlinePlus Nowadays, the interest is 3.99 % and about 1.99% in 7000 MedlinePlus Is it better to continue to transfer balances to lower those rates or just take that loan and commit to a monthly payment may even be able to pay as soon as possible > MedlinePlus MedlinePlus thank you!
Looking to purchase home very soon, want to consolidate bills by taking a loan out?1Denim312012-10-19 07:32:08
If I take a consolidation loan out , which will make this for my credit score , and how it will look to lenders. home shopping etc within 3 months and I have simplified my finances
Too many credit card bills and I can not catch up! Should I jsut get a personal loan to consolidate?2Josep2012-10-24 07:10:04
Too many credit card accounts and can not catch up ! Should I jsut get a personal loan to consolidate ?
What is the best way to consolidate monthly credit card bills?1sephanie2012-08-24 18:36:03
My wife and I were stupid and bought a large number of credit cards in the first two years of our marriage. We have never missed a payment for any other reason to forget about it and even then only had a few days late. We are financially stable for debt consolidation loans would not be the right choice. However, at this point I do not care how you do just want to have fewer payments to remember . Also the automatic payment through our bank does not fit our situation, due to the direct deposit program unpredictable VA tends to have for us.
Will taking a signature loan from a bank to consolidate credit card debt hurt my credit?1Peggie2012-09-21 22:40:02
Is taking a signature loan from a bank to consolidate credit card debt hurt my credit?
I have a few high interest credit card bills that I would like to consolidate.?4Needhelp5002012-09-09 15:22:02
I want to pay the loan in 8 months , though, and I'm looking for something with low interest. What are some things to consider when investigating a debt consolidation loan ?

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