Whats the quickest way to bring up my credit score? mine is terrible and im not sure why? i have three credit? related questions

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Whats the quickest way to bring up my credit score? mine is terrible and im not sure why? i have three credit?0Jarrad2012-08-26 14:46:17
letters that I have never been late for a bank loan guaranteed 've never been late on, and a new car so it was new two years ago , I have never been late on, there are some negative marks on my credit and have law lexington working in removing those . but my score does not seem to come up ! What I can do? I am a responsible , trustworthy , hardworking and I have a credit score toilet!
What's the quickest way to raise your credit score?0Mary Lee2012-09-03 21:51:02
In the last two years I have increased my credit score by 200 points with just paying the debts and charges. Now all I have left my student loans to pay off , but still shown as having five active accounts on my credit report , which I read could still show as wrong. I have no credit cards , auto loans , and real estate accounts . I was afraid to get a credit card for the job I got into when I was 18-22. Should I bite the bullet and get a credit card , provided they agree to pay monthly? Will quickly raise my credit score ? Is there any other option ?
My current experian credit score is 637. If i finance a car loan will it bring my score up?7lindaprice2012-10-24 16:47:03
I just got approved for two department store cards and was rejected by one or two large . I know the fact that lenders are reviewing my credit score affects , but with the car loan will make the score down ?
My credit score is 511, does anyone know who will finance an auto loan with credit as poor as mine?0blanca2012-10-19 19:34:29
I have to buy a car that is safe for my 14 weeks old and I , and I have some very bad credit . 511 to be exact . Does anyone know of a bank or online bank to go for a loan . I have good income , and a little below. Any information helps ! MedlinePlus MedlinePlus Oh .. just so you know that I have a fellow sighner , and there is no possible way you could get one .
How to bring up credit score?1Michael Turner2012-10-08 10:52:02
My wife had a bankruptcy discharged 3/06. Your credit score is currently 717 Experian , 674 Equifax , Trans Union and 723 . It currently has a credit card with a balance / limit of 1000/1500 . and three store cards 0/ 500 and 130/500 and 800/3000 (which is how she has brought her score up where after bankruptcy ) . She also has several student loans and a car loan . She is diligent in paying all the time , in cc pays more than the minimum . I have also loans and cc ยช . My total debt is cc 2661/2800 , 332/500 , account 940/closed , 379/closed account . She is diligent about paying all those above the minimum . My credit is slightly below it ( 674 671 708 ) , because some payments due before we met. I recently paid 3 cc grand total of around 5000 , however , the closed , what I'm learning now was a mistake.We want to get another card to transfer balances ( with a lower interest rate ) and have one monthly payment. I can not get another card because they say my balance / limit is too high . She has been unable to get another card for bankruptcy under his belt , however , it is now important to shop and cc cards from Bankruptcy . We want to buy a house in two years , therefore , pay cards and raising scores.Does anyone have any suggestions about our qualifications bringing even more , the way to get another card to transfer too, etc. We have paid cc debt in 12-18 months, regardless of the transfer. Should we keep the accounts held ? Any info would be great ! Thanks in advance .
I want to bring my credit score up.?0Ashbu2012-10-01 06:17:03
My score is below 600 on the 900 is that I owe on a student loan , 2700 for a personal loan , 240 in CapitalOne credit card , 340 card at Walmart , 19,800 on a car loan with a rate of int 10 , 5%. And my sister has a phone in my name and is therefore delinquit 477. What I can do to increase my credit and less than the rate of int in my car .
How can I fix my terrible credit and raise my very poor credit score?0Dii2012-11-04 11:17:02
I am currently a sophomore in college and I guess you can say I messed up my credit score when I finished high school and began opening credit card loans and could not pay . Now , I have a terrible credit score and probably not even be approved for a glass of water without a co -signer . I have several accounts in collections and many of them are closed . Is this the end of the road for me ? I do not know what to do and how to increase my score . I can not get approved for an unsecured card , only for a secured card , but have not opened yet. What is the best way for me to restore my credit and increase my score ?
How long will it take me to bring my credit score up?1Gerri2012-10-10 01:08:03
I recently went to get a car loan and learned that my student loan instead sent me to collections (unbeknownst to me , I thought my credit was still deferrment ) . Anyway , slashed my credit score . I put my automatic debit payments now so that payments will not be late again . How long will it take for my score to improve ?
Question about credit score? is mine good or bad?1prashnildass2012-11-03 20:48:02
i pay my car loan , loan and credit card payments on time all but I have a few things in collections such as unpaid bills and cell phone accounts 100.00 denist .. my bad credit is due to this?
Now that I have taken control of my credit, is time the only thing that will bring my score up?0remae2012-09-09 14:58:02
No payment have lost more than two or three years . I have only a $ 500 limit on my card secured and never keep a balance in that, and I have several loans, mostly student loans and my car recently opened. ( Dad co - signed ) The balances of these are relatively high compared to what is opened ( about 90 percent is ) I'm paying as much as you can. MedlinePlus MedlinePlus Anyway I did some stupid things and opened several credit cards in shops when I was 18 and got into my head in college . All were to be collected in 2007. I paid the bills for collections that are not on my credit report . Reports show still 120 days past due but all ended in 2007. I took a lot of hard questions recently , when I opened my car somehow the dealer ran my credit on five occasions . (Once your bank , four of them , scolded them for it. ) MedlinePlus MedlinePlus Anyway. My score still varies from high to low 500,600 . Is there anything else I can do to bring besides paying for my current student loan debt ? (I've also played all the information inaccurate . ) Or do I have to wait only four or five years for negative information to the fall of creditors and funders to see that I am responsible now?
How can my husband and I bring up our credit score to refinance in about 9 months?2Calasia2012-09-20 05:42:02
My husband half credit score is 599 and mine is 587. We bought a house in November 2006 . ARM is a 80/20 loan which means our payment will go up in November 2008 . We both have a lot of freight concessions and collections of previous divorces , but we paid a part and are working to pay othres . They have told us that when refinancing only watch the last two years . Is this true ? We have heard so many different stories from lenders and we are really confused . Is it impossible refinace scoring so low. I do not understand is that we have paid the mortgage on time every month and also our car payment , but does not seem to help either. What can we do ? Please notify the two .
How to get my finances back on track? Have a terrible credit score.?0INB22012-08-09 01:19:03
Currently I have 2 credit cards and student loans . I lost my job 11 2009, so it was not able to pay for them. I recently got a new job so you can start paying my debts , but because of the length of time I have left without paying my credit score has gotten so bad that I can not open a checking account. I arranged a payment plan for one of the cards, which will be a low monthly payment I can handle. The student loan that I have does not offer payment plans and other credit card does not even let me access my account online , so I'm sure if it has gone to collections or not. My main question is what are some tips to get back on track to bring up my credit score ? Any advice , stories, nothing will help. Thank you.

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