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I have a question about my credit score....?0Arlena19982012-11-02 06:52:02
What mostly affects and how I can bring back ? ? ? I was fine ... 600 High ... but then I lost my job and had to leave a few car PMT Go, a credit PMT few cars go ... I went into collections in a few things , but since then have brought everything now and has things under control. And also , before all this happened I also signed a car loan for my ex ( before he was my ex ) and soon will completely pay off .. hope it helps. I have sent a request for a copy of a credit report . I'm just afraid to look . I try to get a house ... a small loan , the houses are very cheap in Ohio . But I had a great story pmt since I was 18 ... only 3 or 4 months where I lost a job ... Over the past four months has been all point again. Will you take this into consideration ?
Credit score question...?3Gab2012-11-02 17:42:02
I'll give some details later , my main question is how can pay and closing an account , and closing a credit card paid affect my credit score. I'm definitely about to pay the first, but debate on the closure of the second. I'll try to give as much information without giving too much personal information : 25 years of age. The current results are 686, 686, 672. I have 78,000 in real estate debt . 11000 of installment debt (2900 this is an unsecured loan and the rest are school loans that are deferred until I graduate ) I have two credit cards open an account through my main bank has a very low interest and try to keep the balance low on it , the other is a card of Lowe , has zero balance and only $ 500 limit of what I'm thinking of closing. I'm about to pay the last $ 87 in a motorcycle loan $ 6,300 I have. Sell ​​my house for my in-laws and trying to see what my score will be like before you consider buying a bigger house. Any idea how much my score will be affected by the payment of the loan of the bike , and best left Lowe card open or close the account? I have only two revolving credit accounts and is one of them , so do not know if it would hurt or help close it. Thank you !
Question about credit score0sissi2012-08-21 11:20:32
My husband credit score is a little less than 600 a few months ago ( through a credit bureau , anyway) . From consolidating your student loans and have been paying on time since April, does anyone know what kind of jump you expect? We would like to buy a house , but only will be cheaper than renting if the interest rate does not kill . MedlinePlus MedlinePlus Also, any idea what kind of score or negative items can make you reject outright ? MedlinePlus MedlinePlus Thank you !
Credit score question?1pp2012-10-13 08:40:03
My credit score is 619 right now. I want to move to 720 because I have to buy a new car and need minimum 720 credit score . What is the fastest way to move my credit score 619-720 ? MedlinePlus I have 20 years of age. I have total debt of $ 3000 right now. Also I have a student loan of $ 4,500 . The payment of all debts and student loans to help move it to 720 ? MedlinePlus Please advise .
Credit score question!?0Gentle2012-10-19 11:44:29
Okay so I started my credit a year ago ( im 21) during this year I had two telephone companies , a car loan , and a secured credit card with a limit of $ 300. After a month i full credit card , but you pay the minimum each month (despite maintaining its use , but never came close to the limit) and have never been late on any other payments ( phones and cars ) . A few days later I checked my credit card and was at 550 . I recently found after canceling a phone company and I paid off my credit card in full . My question is if I can keep doing my other payments on time and have to say only $ 50 and pay off the credit card each month of how much it would raise my score within 6mos to 1 year? MedlinePlus MedlinePlus I apperciate the responses .
Credit score question..?2tre2012-10-07 00:32:02
My capital one credit card was released two years ago. I just made a lump sum payment to pay my debt before I went to court to collect your money . Since it was paying my credit score more ? When you pay off each debt to increase my credit score . My credit cards and car loan will be paid next year. My problem is that I co- signed by a former in his car, which does not seem reliable. How serious will affect my credit?
Credit Score Question ?0Anono.2012-09-16 22:52:03
My credit score last year was 720 . I took two student loans and was reduced to 682. That was the last time I knew my credit score . In January I took out two student loans and I guess he fell 40 points to 640 . I wondered continue assuming that my payments on time how long it takes to get my score back up to around 720 ? And how much of a difference is 640 versus 720, esepically if you plan to buy a new car soon?
Credit Score Question?1AHSAN2012-08-25 02:37:20
Does anyone know how high your credit score has to be to qualify for a loan to buy a house and an unsecured credit card ? After a divorce driven bankruptsy I got my score to 630 with a secured credit card and always making your payments on time and I hope one day I can return some freedom finincial . MedlinePlus MedlinePlus Thanks for any advice !
Credit score question...?1snicky2012-10-03 08:02:02
I was very close to my credit limit on both of my credit cards this month due to an unexpected situation . You will have to take my statement this month , but will be significantly off next month when I can throw some money at it. MedlinePlus MedlinePlus I understand that maxing out credit cards negatively affect your FICO score , but two separate instances how much it cost? And after taking the next month , how long it takes to recover to where it was before? It sucks , because my credit is otherwise impressive considering that I'm young and do not have a mortgage (which is 750) . It consists of a mixture of a car loan , two credit cards , retail payment several full lines of credit from different points in time , and some student loans . My payment history has also been perfect in the 7 + years I've had these cards . MedlinePlus MedlinePlus They keep them low for a month or two , it takes longer to appear or a few years ? I've looked online , but all I can find is generally the way to improve your score tips and credit counseling services . I'm more interested in the details . Thank you !
Question about credit score0PsyDAG2012-09-15 06:36:04
My husband credit score is a little less than 600 a few months ago ( through a credit bureau , anyway) . From consolidating your student loans and have been paying on time since April, does anyone know what kind of jump you expect? We would like to buy a house , but only will be cheaper than renting if the interest rate does not kill . MedlinePlus MedlinePlus Also, any idea what kind of score or negative items can make you reject outright ? MedlinePlus MedlinePlus Thank you ! MedlinePlus
Question about credit score and getting loan?2Kandi2012-08-30 08:55:03
I'm thinking of buying a new car, so I searched my credit score to see if you would have a good chance of getting a loan . Says FICO credit score stands at 850, but some companies say that a credit score can go up to 900 and beyond. The company used to say that credit scores go up to 950 I think. So, I found my account and my credit is 828 and I got a "B " . Is this considered a good credit ? I looked up online and read anything over 800 is considered perfect credit , but then why would I be getting a "B " for my credit ? Would it be likely to get a loan to buy a car ?
Credit score question? Very confused?0Alan2012-09-22 11:18:03
I'm thinking of buying a new car, so I searched my credit score to see if you would have a good chance of getting a loan . Says FICO credit score stands at 850, but some companies say that a credit score can go up to 900 and beyond. The company used to say that credit scores go up to 950 I think. So, I found my account and my credit is 828 and I got a "B " . Is this considered a good credit ? I looked up online and read anything over 800 is considered perfect credit , but then why would I be getting a "B " for my credit ? Would it be likely to get a loan to buy a car ?

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