Do you have enough cash to pay for your mistakes, or do you need a loan? related questions

Answers
Asked by
Updated
Do you have enough cash to pay for your mistakes, or do you need a loan?11lidia2012-11-04 00:34:03
Do you have enough cash to pay for their mistakes , or if you need a loan?
Please help.. How to fix Dumb Credit Mistakes!!?0Chris G2012-09-30 07:35:02
I must admit right off , that was dumb when I was younger and did not pay any of my bills . I recently checked my credit score and 508. I have about 3500 in delinquency , including a trial. If payment of any debt , I have the money in hand to do so , will my credit score go up ? I also requested a secure credit card with a limit of 1000 to help rebuild my credit. Just looking for some other ideas on how to build back up once you pay the debt of my credit report . MedlinePlus MedlinePlus PS How long should I wait to get my score high enough to get an unsecured loan or credit card ?
Credit report and possible mistakes?2Kam2012-10-03 03:24:03
I have my report and everything seemed fine. What I do not understand is two things in my sectiuon adverse . This is a car loan is paid off and it is still in there b / ca few missed payments ( on behalf of the singees join . ") The other is a college loan that I consolidated the same 01 . All my others say closed or paid , so I'm confused as to why I'm not a great candidate for this loan you want and I keep getting overlooked ... I know nobody can tell me specifically , but I have curiosity for those things "adverse "
Help please in devc++ check the mistakes please?0Kristy2012-09-30 22:40:03
here , please help . Please check for errors please DevC whole + + # include MedlinePlus # Include MedlinePlus # Include MedlinePlus MedlinePlus # Define PROCESSING_CHARGE = 300 ; MedlinePlus MedlinePlus main () MedlinePlus MedlinePlus { MedlinePlus MedlinePlus int menu_loop , loan_type , check_loop , check, exit_sequence , loan_maturity ; MedlinePlus MedlinePlus loan_amount double payment , ; MedlinePlus MedlinePlus for ( menu_loop = 1; menu_loop > 0 ;) MedlinePlus { MedlinePlus MedlinePlus printf ( " t t tWelcome unlimited loans to ABC n n " ) ; MedlinePlus printf ( " t t t This is the MAIN MENU screen n n " ) ; MedlinePlus printf ( " Please choose the type of loan you want to do one of the options found under n n " ) ; MedlinePlus printf ( " t t t ******************************* n "
I need money fast i have bad credit from when i was 18 made mistakes no bank account cant get a loan cant find?0Dally2012-10-06 13:26:46
I need money fast I have bad credit from when I was 18 mistakes I can not get a bank loan cant find a job and Wits End 'm willing to do almost anyhing what do I do.
Any way to fix past mistakes and move on? serious answers only please!?1Gary.L2012-10-23 17:00:01
I made a big mess of my life by making mistakes that really could afford at the time. I had a great job to make enough money so I could afford my own apartment and a new car. Life was great for about 2 years, all my payments were on time, and I had a little extra money so I could go out with friends on weekends. I met a guy and moved in, and everything went down the tubes. My boss fired me and did not give me an explanation ("something has to change and we believe it's you", whatever that is), and I found another job immediately, but only do half of what I was doing when I was fired. All this time, I was still paying all the bills for the apartment and car, even when I had a roommate full time because I did not contribute a dime for the first 5 months he lived with me. I used all the savings and started borrowing money from family and friends until all cut me (reasonably say that because someone else living there, should not have to rescue me and I tend to agree). so at this point, I'm about 2 months behind on my credit cards and car payments, and my brain broke and I told my boyfriend I had to start to help with expenses. and at that time, began to "help" with approximately one quarter of the accounts of the room (I never expected to help with the car or credit cards, but I feel I should have had to help with half the bills for housing, especially since their children were there on weekends too). I totally just plain stupid started ignoring the harassing calls from creditors and collection agencies (hey, I could not pay my bills just to live, sleep and eat much less give anything to creditors, and refused to work with me the first few times it is called). I gave the car for 2 years that I adored because creditors said they had reported it stolen (I do not even know if you can do that, I was 2 months behind on payments). also adding to the misery, had signed a loan for my brother to get a truck, which also failed and gave up. So far, I have $ 20,000 in debt and have no way to pay it back (at least not in the immediate future). I have a job, earning less than $ 400 a week, with no possibility of overtime and / or income. last October, was very depressed and got behind the wheel of a car drunk, was arrested and charged with a DWI. so now I have to pay rent, fines and surcharges, my car insurance went through the roof, and my phone bill. at the end of the month, I am left with about $ 50, $ 100 if I have luck. I talked to a credit counselor to try to get debts under control, and she informed me that my only option is bankruptcy. I agreed with the bankruptcy whole thing (and believe me, I'm not very happy about it), but the biggest problem I'm facing now is trying to come up with the money to file for bankruptcy. Lenders are becoming more aggressive, have been sued at least twice, and threatening arrest warrants and garnish my wages. I can not afford what I'm living now! If garnish my wages, I will not be able to pay for something (most likely fines and / or charges) and all this is going to become an even bigger mess. MedlinePlus MedlinePlus I'm at the point where I get all my mistakes, realize that I have to pay for them. But I'm also at the point where I'm very close to suicide. I can not eat, I can not sleep and I can not concentrate on anything. I'm sorry for the situation I created for myself, but I do not know how to fix it. I do not even know where to start. I stopped drinking almost 6 months after realizing what had cost me. Is it too late? Am I doomed to be a mess of my life? It seems that this situation is not any better, it just gradually getting worse, to the point of just giving altogether. MedlinePlus This feels completely lost. Nobody has any advice for me. everyone just says "it sucks". Well, no kidding! I hate to sound so superficial, as the money is all that matters to me. Not only care about money (in fact, I hate it). The fact of the matter is that all my life feels lost, as if nothing ever recover from this. I hate not being more self-sufficient, and I feel I will never be able to take care of myself again. MedlinePlus MedlinePlus Is there anyone out there that has any advice for me? Steps you can take to improve the situation? Or possible jobs you could take to try to make some extra money so you can take care of it with a less than stellar history? I just need some help and this is my last resort. I really do not know what else to do. MedlinePlus MedlinePlus And for anyone with sarcastic comments, IE: you are on the Internet (So you should have $ right not, I use my computer at work), made his bed, bla, bla, bla, please keep the comments to yourself. the purpose of my post is a desperate attempt to try to get some help and not waste any more of my esteem, if they left. MedlinePlus Thanks
Is it possible for me to obtain further education after these past mistakes?0Franklin2012-10-19 18:30:07
I'll post a TLDR at the end, I started writing and could not stop MedlinePlus MedlinePlus Since I realized I was gay when I was 12 I hated, causing a lot of mistakes in my life. My main problem is that usually will do everything I can to avoid having to deal with a problem. When I had to get a completed form to apply for my learner drivers license and I noticed the test day I forgot that I lied to my parents saying that happened, which ended with me driving without a license and get caught and lose all confidence my parents. Throughout high school, he began to avoid people as much as I could because I hated having to pretend to be happy, I was skipping classes a lot. I graduated from the skin of my teeth (it has a compulsory grade 12 credits while attending 5 classes I think it's because the teacher did not want to have to deal with me again), but then cut myself and thoughts of suicide (which were unknown to my family, so it's my fault not theirs). My parents do not trust me to cosign a loan and told me that if I worked full time for a year would sign for me next year. I followed the terrible job of being a manager of McDonald I had since I was 14, but knowing all my friends were moving into the rest of their lives, while my parents basically forced me to give up a year of my life was making me more and more depressed. I often asked myself what it would take to make me happy and not be able to get an answer. Finally I decided to wait until the summer, apply to the University through the distance for the first year and if I had to kill myself. My grades were horrible in the last two years of high school for most courses, so I do not think there was anyway I get in my ride very easily as needed courses are courses I was good (I got a 88 in the 12th grade pre-calculus is only 2 days a week), but then I fear that I would do this, get dream job of being a computer programmer and still want to kill me . I just got sick to my first day of school, but I'm pretty sure I just mentally ill, because they always find a way to stop me from being happy. Then I become afraid I'm already behind and I wonder what's the point of going is if I could kill me any day. So you end up never go again, everyone all the time he was lying. The school sends me letters and emails asking me to leave the course, but I can not be bothered, because nothing seems important anymore. So a year later my transcripts has 10 F and I had not paid any of my studies (which I had to save money to pay all the money since I was 14. I go to college with my cousin to I can keep lying and decide I just blew through all my money trying to have fun as much as possible (which is just playing online games and pretending problems do not exist in the real world) until it ran out of money and had to face reality at which I kill. confessed to my cousin, because he wanted to make sure she did not believe that my death was his fault my sure everything would be fine, but my understanding was that she did not want to talk about this, probably because I was doing my best to not talk about it. Shortly after that I decided that it plans to kill me was a horrible idea, I just do it right and be done with it or work towards fixing all errors I've made in life and move on from there. now I have my full drivers license and next year I will have 0 demerits and be back on track for my license. I managed to save enough money to pay my cell phone bill when I was 16 and decided I did not want people constantly trying to talk to me and just this week approved for a credit card secured, to start rebuilding your credit. MedlinePlus MedlinePlus MedlinePlus MedlinePlus MedlinePlus MedlinePlus MedlinePlus MedlinePlus MedlinePlus Now comes the important part, I asked college two years ago and registered for one year of school, never goes to anyone or dropping. I've seen my record and know I have 9 F'st and have never paid my dues. It's been almost two years and not on my credit report, but I have very afraid to call and ask, since I have a way to pay right now. Is there any possibility of the withdrawal of the charges or why they have not tried to contact me from the delivery date for the second half finished and therefore not on my credit report? MedlinePlus MedlinePlus I still want to continue my education today so you can do more than the minimum wage + tips, but I'm not going to college in Canada, or even to another country is an option for me. Will my college transcript affect me being able to get into college? If I can continue my education in Canada, could move to the states for more education or monitors can go?
How do I stop regretting past mistakes with money?1Jo Jo2012-09-02 00:58:02
Over the years I made ​​a lot of silly mistakes with money - money loan student loan did not need to borrow , getting deep into credit card debt , and usually do not live within my means . Now , I have made much progress over the past 3 years , I have to say. I paid all my credit card accounts (27,000 dollars on a 18% interest ! ) And I have paid a lot of student loans. At my current rate of depreciation , I'll be completely debt free in November next year (2011). But I can not help but feel bad that I did not get my financial life in order before . Why not make a budget and live within my means ? Why I always borrow the maximum amount provided for student loans ? Why I can not resist buying unnecessary things , so I met with my credit card balances so high? All this money I'm paying again, could have been made in saving ... instead of my money goes to the bankers who benefit from my stupidity. I wish I had been more careful with money. How I can forgive myself for these mistakes?
How can I attempt to fix my credit from mistakes I made in college?2Student3152012-09-03 09:34:02
When I was looking for my degree, I was an idiot when it comes to credit cards. To make a long story short , I felt that credit cards as " free money" , so needless to say, a lot of financial mistakes were made. Also I have some medical bills for a few years ago , when I had no health insurance. To guess a grand total of all my bills I would say , at the top , about 15 K. Of course, as I grew , I realized my stupidity and the importance of good credit is in all aspects of life. But just because I grew up , does not mean my debt problems have gone. Now I'm in the Graduate School and deal with the problem of finding a source of supplementary loan to cover tuition . I heard all the announcements of debt consolidation agencies , and things of that nature, but when I looked at some of them looked more like a scam than anything else. I've also thought about filing for bankruptcy , but what I learned from that, will negatively affect your credit for at least five years. I would not be able to lease / buy a car rent a house or rent an apartment and other necessities. So I'm at a loss , I really want to start working on these problems, and I think if I could consolidate everything into one monthly payment, or to get something down that would help me allot. I'm looking for some advice on the options you may have , organizations that can help, or anyone can give me idea how to deal with this problem. thanks
Why won't Wells Fargo reinburse for my out of pocket expenses, over their mistakes?3tynequa2012-11-04 10:58:03
I had requested a loan from Wells Fargo did receive all bank accounts , retirement accounts , savings accounts , W -2 " s . I applied online , I received a letter from the buyer Pre-Approval/Priortiy , my agent told me that should now start looking for a home, new I was looking for in Hawaii. I spent the money for inspections, my hotel , car rental , dog boarding , food and gasoline. spent $ 4468.55 on this trip , seven days before close was contacted by Wells Fargo , my current agent was gone and I was assigned a new agent , Wells Fargo said Amy Gooch and Wells Fargo had made a mistake in the paperwork and I could not lend money. I contacted the CEO and vice President of the Region Co., received a form letter saying he would not get the loan , well, well with that, what about the $ 4468.55 , refuse to give me that back after his mistake , I have a leg to stand in or should I contact my attorney , and if anyone knows anyone at Wells Fargo , I would like to set an appointment with them to discuss this matter
Help,i wrote this letter to bank explaining my tough battle with money situation.Please correct my mistakes?2mohib2012-09-12 03:41:06
(My situation is that I had two jobs, one in the store retail with a commission, another is a bartender.With the ongoing recession, I fired my bar, second job at the store with retail commission sales is terrible .. coz just MedlinePlus My interest rate of the mortgage is 6%, and I would ask the bank to lower interest rate. Because monthly i pay over $ 2500, and been fighting for almost no savings, and the reasons given above I've been paying partial payments of utility bills, but they have been good to my bank with mortgage payments and always paid on time, in fact, when my mortgage contract started i used to pay $ 200 more, then the usual pay, just to stay ahead of my mortgage payment. MedlinePlus MedlinePlus This is the body of the letter he wrote please correct me if there is something wrong or help me reiterate my prayers, THANK YOU. MedlinePlus MedlinePlus I am writing this letter to explain the unfortunate set of circumstances that have made me become almost delinquent on my mortgage. I've done everything in my power to make ends meet, but unfortunately I have fallen short and would like you to consider working with me to lower the current interest rate on my loan that I have found in the loss of most of my savings.My main goal is to keep my house where I support my sister and my parents who support me at home in Puerto Rico. The purpose of this letter is to request your kind assistance to help me get through a period of temporary financial difficulties. MedlinePlus MedlinePlus I've been working two jobs to pay my bills, one in the bar, and the second store in the retail of great support to the commission. After being fired from the bar since January 2009, and lost almost half of my commission in another job due to bad market, my income has been reduced significantly, even forced me to give up my car last week. Shortly after losing almost all my savings for now, I fell more and more behind my utility payments which have been making partial payments since February 2009. MedlinePlus I even tried to sell the house, but the price has dropped considerably. MedlinePlus Now,
I have the worst credit ever, i was late on stuff several times and made a lot of mistakes with credit cards .2Melonie2012-10-01 12:15:03
I tried to pay good at what I do have funded , but I need a new (to me ) car. How I can get a used car loan without a cosigner ?

Ask New Question  

  • You are not logged in,answer will be Anonymous.Set Nickname | Sign In | Sign Up
  • tags separate by ','
  • Shortcuts:Ctrl+Enter

Latest Questions