Is it possible to postpone student loan consolidation to wait for lower interest rates rates? related questions

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Is it possible to postpone student loan consolidation to wait for lower interest rates rates?0Bryan2012-08-22 20:38:02
I graduated six months ago with several federal student loans combining more than 40K . Which is better for me to consolidate now or stay ? Will the fed cutting lending rates ( now 3 % ) affect interest rates offered by preparers loan? Will I be offered either variable or fixed if I consolidate ?
What do Americans think of these loan interest rates from an Irish bank,are interest rates in the US lower?0concy2012-11-04 01:57:45
From what I know they are higher than US banks? http://www.aib.ie/personal/loans/Persona
Why would someone pay the higher interest rates when lower rates are available elsewhere?1Brittani2012-10-15 03:30:04
this is a question I have for homework . Refers to auto loans , banks , credit unions and the like .
Will interest rates for federal student loans raise or lower?0Debby2012-10-05 00:24:55
I've been getting a lot of calls from random companies about consolidating my student loans , they lock in the interest rate , I think. Do you think interest rates of student loans will go up or down over the next two years? Thank you.
Interest Rates on Student Loan Consolidation?0Mctagger2012-09-05 17:41:04
I just graduated and am trying to consolidate my student loans . At present , there are two different comapanies offering me 7.14% and 7.25 % interest, respectively . I called another company that had sent me literature , and offered a rate of 6.125 % for the first 36 payments on time, then be reduced to 5.875% thereafter. I thought it was a good deal, but people tell me that this is a very high interest rate on a student loan. Does anyone know if you can find lower anywhere, and if so, with which company ? Is this the best deal you will be able to get it?
How can i lower my credit debt or get my interest rates lower so i can prevent from filing bankruptcy?0Christia2012-10-11 17:21:38
i have excellent credit , but my payments are eating me alive .... My income has gone down and I'm barley surving but having to pay interest rates exorbant ... I have to have an unsecured loan any suggestions
Do college students voting for Obama know he voted AGAINST lower interest rates for student loans?0dert62012-11-05 04:58:02
Do college students who vote for Obama knows he voted against lower interest rates for student loans ?
Lower interest rates for consolidated Sallie Mae Loan?2Pam & Hannah2012-10-14 09:30:02
I have a consolidated loan ( before two federal student loans ) with Sallie Mae at the rate of 5.75 % . Does anyone know how to find a lower rate with Sallie Mae or elsewhere ? Based on my initial search , looks out of a consolidated loan is almost impossible . With ridiculously low interest rate at this time , there could be a lender out there who is willing to make me a better deal? Any suggestions ?
Why don't they simply lower interest rates...?0Pizza2012-10-27 11:18:09
... for owners of existing homes in danger of foreclosure ? They are variable rate loans mostly greedy putting people out of their homes . Redo loans so the owner can stay in their homes and the banks get their money , despite the high rate of an adjustable loan .
How/why do interest rates set by central banks affect market/retail interest rates?0Aldric2012-10-26 22:32:22
I understand that central banks ( the U.S. Federal Reserve and the Bank of England in the UK ) set their own interest rates for loans to / take deposits from government and commercial banks . MedlinePlus MedlinePlus I do not understand is how / why the rate set by the central bank affect the rates charged by my bank for loans and mortgages . Is not my bank is free to charge whatever they want , regardless of what the central bank charges ? MedlinePlus MedlinePlus I would have thought that competition between retail banks would be the main factor affecting interest rates . MedlinePlus MedlinePlus Maybe I'm being stupid ... Could an economics student , or other person in the know ' get well ?
How can I repair my credit to get lower interest rates on a small business loan?0Meroy2012-10-15 03:18:29
I have to raise my FICO score .
When the Fed lowers interest rates, why not lower the rate attached to 30 yr. mortgages?1Help me please2012-11-05 01:56:03
Instead of lowering rates linked to short-term loans to banks lend to each other , why not drop rate mortgages tied to 30 yr ? This would help the economy by allowing those with fixed rates to refinance and put more money into the economy and help those affected by the sub -prime ARMS .

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