Whats the best way to pay credit card bills in order to obtain the best possible credit score?

Individual creditors ( credit card form , if applicable ) only report certain things to the credit bureau information ... your credit limit , current balance , high balance xxx in recent months , and if not paid on time. MedlinePlus MedlinePlus I think what his mother refers to is the fact that some credit card issuers do not care much for the people who pay their balance in full each month. They make the most money from cardholders who have a high balance (and charge high finance ) and pay only the minimum each month . In some of these cases the card issuer simply not renew your card when it expires. This does not, however, change what they report to the credit bureaus . The longer you have had a credit account in good standing, the more it will help your credit score . MedlinePlus MedlinePlus Having a credit card in good condition active will help somewhat , but it's really difficult (especially in the current climate of credit) for a person just starting out, like you , to find someone willing to extend credit for a loan car. MedlinePlus MedlinePlus Talk directly to the finance department of several dealers. Some have " first time " buyer programs and cut some slack . Otherwise , you may have to look at the used " We Tote The Note" a lot of kind of car . You will end up overpaying for what you get , but if they report your payments to the credit bureaus ( ASK! ! And make sure they give it in writing ) , will help a lot when your next car.

pay on time every time and keep your available credit , 70 % or more .... make sure you pay more than the minimum and ask for a raise every six months

Well what I did , I was almost , but not quite the best of my credit card and always pay early and only slightly more than the minimum payment , and I have a great credit

The fastest way to get a credit score is to pay your bills on time and before maturity . But since you just started can take a while before they even show a score and bare in mind that you must have an income to qualify for an auto loan . The best way is to pay cash for the car and get something that will get you from point A to point B. My accountant told me once that it is better to have money in the bank then a receipt , it made perfect sense to me. Banks want you to be married to them and have debts and be always in debt. So learn quickly to stay out of debt and pay cash , you get more bang for your buck .