How badly can a late loan payment affect your credit report? related questions

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How badly can a late loan payment affect your credit report?4parakeet2012-11-05 03:53:02
I graduated from college last May and since I got a good paying job last fall , I have been actively trying to build good credit . I got my first credit card a few months ago and have been paying all my bills and student loans on time and in full , no problems ... Until now . My mother takes me a letter to Sallie Mae that arrived last month , she apparently misplaced - that says I'm over 30 days late in paying the loan you just kicked in. MedlinePlus MedlinePlus I paid immediately online , 56 days late . It kills me that this is going to affect my credit report (pay only $ 50 per month -argh ) when I have felt so above everything else. How bad will my credit be affected ? Is there anything I can do to mitigate the consequences of this?
How much would one late payment affect your credit?3Basil2012-11-04 08:41:04
I can pay all my bills on time every time . Something happened this month with my online bill payment and Central Direct Loan Servicing I have not received my payment. I have not found information about it until I sent an email saying I was '14 days late . " I called and they said they never received a check in October , so I paid right then over the phone . < br > Now I am panicked that this will seriously affect my credit or tarnish , otherwise meticulously kept . What do you think will happen ? How bad could affect a late payment of my overall score ?
How much will one 60 day late payment affect my credit score?3Jasmine072020062012-09-03 22:30:02
I was stupid and signed also by a student loan for $ 4,200 for a friend in need and their parents were late in the first 2 payments. I just checked my account and now a 694. that will consolidate the loan next week and no longer my problem. how many points do you think it dropped my score? How long does it take to repair ? I have very little debt to myself (under $ 2k) and no car payment . i gross $ 52k/yr
How do I remove a late student loan payment from my credit report?6rohit2012-09-06 20:46:03
Hello experts. Unfortunately, I just found out I have a very small student loan dark , which entered into repayment last month and I lost count. I switched addresses and somehow forgot to have them forward the loan to my new address : (So I checked my credit report and is there reported as an adverse account and says TransUnion says he will not retire until 06 / 2014 < br . > However, it seems I've heard of other people getting these things away from his report after paying the overdue amount . Is this something I'm imagining it, or it may actually pay the amount due and then have the error removed from my credit report ? Thank you very much for your help
Is there a way to have a late payment removed from my credit report?0Minnie2012-11-05 14:45:26
I have 2 payments to my lender that were 31 days late (30+ gets reported). I have tried talking to managers on the phone, writing a professional letter, and offering to guarantee that I refinance my loan with them when my interest rate fixed period ends in a year, and they simply refuse to help me. I am trying to get a home equity line of credit to do some home repairs, and I am finding it nealy impossible to do so with 2 recent mortgage lates. My LTV of over 90% doesn't help things, but if I could get those 2 lates removed, I'd qualify for loans that go up to 100% LTV. If anyone has any ideas or suggestions as to what I can do to try and get those lates removed, I'd greatly appreciate it. Thank you, in advance, very much for your time.
I was four days late on my sallie mae student loan payment, will this go on my credit report?0New Endless Love,2012-11-04 11:07:02
I've never been even one day late on a single payment , and do not really want this to go on my credit report . My payment is due at the same time every month , and I was in the middle of moving and just completely forgot about it. When I logged online to pay even charge me a late fee . Should have paid more ?
How will being over 60 days late on student loan affect my credit score?1Ashley's Dad2012-10-24 21:33:02
I did not know that it started sending electronic statements and only had to investigate to discover that. When I entered the site and put in my info , put it until my bill was due on 1/5/08 ( now is 03/07/08 ) and now owes $ 803. How can you just stop sending paper statments without notifying me first? I'm building a house and I know this will affect my credit because in the last "online " The statement says that the account is seriously deliquent and are reporting to the credit bureaus . ? I can doubt it? HELP ! !
Will paying my CHASE student loan ONE DAY LATE affect my credit?1stacy.2012-11-04 10:35:02
Hi all, MedlinePlus MedlinePlus My student loans were set to begin yesterday . In preparation , I can set up automatic debit my account to withdraw the 28th of each month . I thought it was fine , but apparently the auto debit takes a month to set up and automatically removed in the first , and since its inception in mid-November and my first payment on 28 November was not created for . I realized this morning that it had received a notice saying that my bank had withdrawn . I looked and no payment was made , so at 8 am today I made my payment which was due yesterday , has not yet posted to my account for any reason. I know this is getting a horrible start , but this drastically affect my credit ? I'm trying to get a new car , and if my credit score falls in the 500, because I was 8 hours late in paying me I'll be very pissed .
If I was late on a few loan payments at my bank, did they put it on my credit report?4bobi2012-11-05 20:45:02
Okay, so I was out of work a few months and I found some late payments on a personal loan with my bank. I was not too bad later , never more than 2 months, and once called himself the house looking for money. If anyone out there know about these things , could you tell me if it affected my credit?
I paid a student loan bill 13 days late. Will that go on my credit report?3Jaimy2012-11-05 01:57:02
I thought I had already paid the bill until I got a phone call saying that AES was 11 days late . I immediately went online to pay electronically , but only accept payment from Monday to Friday , so we ended up being 13 days late ( I tried to pay a Saturday ) . I have never paid a bill late and my credit score is excellent, so I would not have a spot like this in my report. Will this end up on my report ? If so, I can have it removed somehow?
I have a 1 30 day late mark on my credit report in the last 6 months, HOW BAD IS THAT?1alk2012-10-02 07:49:03
I have pretty good credit , but I 'm on my second car loan. First paid on time every month , I messed it about 4 months, I paid the day 31'st ! Was marked ( I checked) but I had four months of " ok " before and 5 " ok " months after state. So how many points is this deduction , any general number ?
I have bad credit due to late bill payment by my soon ex spouse. Advice on gettting a bad credit car loan?24me2use2012-11-03 04:03:01
I just want to know what to look for , how to go about it, etc.

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